We crashed in Linfen and my wife was killed in the accident. The other car was insured by PICC, and the traffic police transferred it to the other insurance company to pay 300 thousand yuan. ...

Personal injury and death in traffic accidents are compensated according to the national personal injury standard, which does not mean that you can only get so much compensation from the other insurance company. According to the standard, the compensation includes funeral expenses, dependents' living expenses, death compensation, transportation expenses, accommodation expenses, lost time and other reasonable expenses. After the other insurance company pays the compensation, you can continue to recover from the other party.

1. Funeral expenses are calculated according to the average monthly salary of employees in the last year where the Court of Appeal is located.

2. The death compensation shall be calculated according to the per capita disposable income of urban residents or the per capita net income of rural residents in the last year where the court of appeal is located, and the calculation period shall be twenty years. However, for those over 60 years of age, the age will be reduced by one year for each additional year; Seventy-five years of age or older, calculated by five years.

3. The living expenses of the dependents are calculated according to the degree of the dependents' loss of working ability and the per capita consumption expenditure of urban residents and rural residents in the last year where the appealed court is located. If the dependant is a minor, it shall be calculated at the age of eighteen; If the dependent has no ability to work and no other source of income, it shall be counted as 20 years. However, for those over 60 years of age, the age will be reduced by one year for each additional year; Seventy-five years of age or older, calculated by five years.

I suggest you ask a professional lawyer to intervene as soon as possible, so as not to miss the opportunity of pre-litigation property preservation.