Yuhuan issued ten measures to support small and medium-sized enterprises to tide over the difficulties together (support objects+measures)

Yuhuan issued "Ten Articles" to support SMEs to tide over the difficulties together.

Supporters:

Small and medium-sized enterprises that are affected by novel coronavirus epidemic and encounter difficulties in production and operation.

Support measures:

Increase financial support.

1. Increase credit support to ensure the continuous growth of credit scale. All financial institutions should implement countercyclical macro-control requirements, make full use of flexible and moderate monetary policies, ensure the source of credit funds, and ensure that more than 3 billion yuan of new private enterprise loans will be added in 2020, and the growth rate of inclusive small and micro enterprise loans will be higher than that of various loans. For enterprises that are greatly affected by the epidemic, loans shall not be drawn, pressed, stopped or cut off. For enterprises temporarily unable to repay loans due to the epidemic, the repayment period is reasonably extended.

2. Reduce financing costs and reduce the burden on enterprises. All financial institutions should provide differentiated preferential financial services for private small and micro enterprises that are greatly affected by the epidemic, appropriately expand the scope of fee reduction and profit reduction, take the initiative to reduce loan interest rates, service charges and premiums, especially for small and micro enterprises in key areas and financial difficulties. The interest rate of renewed loans or new loans will fluctuate at the original level. The financing cost of small and micro enterprises in all banking institutions should be in the same direction as the quoted interest rate in the loan market, and the weighted interest rate should not be higher than the previous year's level. The city's inclusive small and micro enterprise loan interest rate dropped by 0.5 percentage points. Ensure that the financing guarantee fee for small and micro enterprises is reduced, and the guarantee fee of 1 month is exempted for small and micro enterprises guaranteed by the Credit Insurance Fund, and continue to provide guarantees for small and micro enterprises whose sales decline due to the epidemic situation not less than the original underwriting scale and duration.

3. Increase support for banking institutions and improve the ability to increase loans. Use policy tools such as refinancing and rediscounting to strengthen policy bank loan services, inject low-cost credit funds into banking institutions, and enhance the ability to reduce costs for small and micro enterprises. Give play to the regulatory role of government financial deposits and encourage banks to increase credit supply to small and micro enterprises.

4. Deepen the resumption of work of financial service guarantee enterprises. All financial institutions should actively connect with enterprises, innovate ways and means, flexibly use telephone, WeChat and other channels, as well as "handheld loan" financing monitoring platform, "hundred travel enterprises monitoring platform" and Taizhou financial service credit information sharing platform, etc., strengthen communication and online docking with enterprises affected by the epidemic, and study the financial service plan for enterprises to return to work. For enterprises above designated size in the city, non-repayment of principal loans will be given priority, and the annual review system will be innovated to ensure the normal production and operation of enterprises. All insurance institutions should give priority to providing insurance and claim settlement services for export enterprises affected by the epidemic, and should protect small and micro enterprises as much as possible.

Increase fiscal and taxation support.

5. Implement policies to help enterprises stabilize their jobs. For insured enterprises that do not lay off employees or lay off employees less, 50% of the unemployment insurance premium actually paid in the previous year can be returned. For the insured enterprises facing temporary production and operation difficulties and expected to recover, if they insist on not laying off employees or laying off fewer employees, the return standard shall be implemented according to the relevant provisions of the province and Taizhou City.

6. Deferred payment of social insurance premiums. For small and medium-sized enterprises that are affected by the epidemic and face temporary difficulties in production and operation, they are really unable to pay social insurance premiums in full. After approval according to the regulations, the payment of social insurance premiums can be postponed for a maximum period of 3 months, and the late payment fee is exempted during the extension period. After the holdover period expires, the enterprise will pay the social insurance premium in full, without affecting the personal rights and interests of the insured.

7. Service enterprise employment demand. Carry out multi-channel enterprise employee recruitment activities, actively open the recruitment column of "Spring Breeze Action Employment Assistance", and serve the employment needs of enterprises through online channels such as "Yuhuan Human Network" and "Yuhuan Talent" WeChat official account.

Reduce the burden on enterprises.

8. Small and medium-sized enterprises reduce rents. Small and medium-sized enterprises that lease state-owned assets for operation are exempt from paying 1 month rent, and are charged 2 months rent at half. For leasing other business premises, the owners are encouraged to reduce or waive the rent for the tenants, and the rent shall be settled by both parties through consultation. The property fees of small and micro enterprise parks that have been put into operation in the whole city will be halved for three months.

9. Tax relief for small and medium-sized enterprises. Due to the epidemic situation, enterprises suffered heavy losses and their normal production and business activities were greatly affected. If it is really difficult to pay property tax and urban land use tax, you can apply for a reduction or exemption of property tax and urban land use tax.

10. Deferred payment of taxes. For small and medium-sized enterprises that are difficult to apply for tax returns due to the epidemic situation, enterprises should apply for extension of tax returns according to law. If it is really difficult to pay taxes on time, the enterprise shall apply for it, and after the tax authorities report it to the Provincial Taxation Bureau for approval, the tax payment shall be postponed according to law for a maximum of 3 months.

The implementation period of this policy is tentatively set at three months from the date of policy release. If the enterprise does not meet the relevant provisions of this Municipality on resuming work, it will be disqualified from resuming work. For example, the central government, the province and Taizhou have all issued relevant support policies, and our city has followed suit.