Can Americans retire and immigrate to China? Can the U.S. pension be sent to a Chinese debit card number every month?

If you retire in the United States and return to China for retirement, you can receive a U.S. pension.

1. U.S. citizens:

As long as they are not settled in Cuba or North Korea, even if they live overseas for a long time, they can request the government to send their pension to an overseas address on a monthly basis; if For bank accounts located in Hong Kong or Japan, the government can also transfer pension funds to the account through automatic transfer. However, automatic transfer cannot be done for bank accounts located in other Asian countries. In other words, if you are a U.S. citizen, long-term absences will not affect your pension benefits. However, please note that automatic bank transfers of pension funds need to meet certain conditions. For details, please consult the relevant US agencies.

2. U.S. green card holders:

If you return to your home country to settle down for a long time (more than 6 months) after retirement, you can continue to receive pensions even if you lose your green card. However, you need to use 30% of your 85% pension to pay federal taxes.