Asking about the pension benefits of New Zealand immigrants and Australian immigrants

As far as I know, the pension benefits in Australia and New Zealand are different from those in China. China requires to work for 15 years, and can only get a pension at retirement age. In Australia and New Zealand, you retire at 65. But even if you are a citizen of Australia or New Zealand, you must live there for 10 years or more. I have lived 10 years, and it doesn't matter where I go. One more thing, I'm not sure about Australia. But New Zealand's retirement policy cannot take pensions from two countries at a time. If you have a pension in China, I suggest you receive it in one lump sum in China, preferably before naturalization. Moreover, Australia and New Zealand cannot receive pensions at the same time, so they can only choose one place.