Can I borrow money to buy land and build a house in Japan?

Japan does not have too many policy restrictions on overseas investors to borrow money to buy a house in Japan. Buyers can apply for loans to buy a house in Japan as long as they are 18 years old, have a stable job and income, have the ability to repay, have a legal ID card and have no criminal record. However, different banks have different requirements for overseas buyers. Generally speaking, Japanese banks have stricter supervision over China banks. Overseas buyers can only apply for loans if they meet the following conditions:

(1) Obtain a permanent residence permit in principle;

(2) Be able to read Japanese materials and loan-related documents;

(3) The age at the time of borrowing is between 20 and 65 years old, and the final repayment age is no more than 75 years old;

(4) Having the qualification to join the group life credit insurance;

(5) The annual income before tax is more than 2 million yen, and he has worked continuously for more than 3 years;

(6) Comply with other regulations.

If you immigrate, you should pay attention to the process. After all, the immigration policies of different countries are different, so you must know the specific details before immigration.