Briefly analyze the types of houses in Australia-what kind of house do you live in? (released)

First, the macro-environmental analysis

1, a stable economic environment

Compared with the chaotic regulation of China property market, Australia has the most stable real estate investment environment. From the macro environment, first of all, Australia's natural conditions and welfare benefits are the most superior. Fresh air, perfect social system and stable political system keep Australia away from disputes, and it has been selected as one of the most suitable countries for human habitation by the world over the years.

Secondly, Australia's economic flexibility is good. Even in the global economic crisis, Australia has not experienced economic recession. It is one of the few countries in the world that has kept prices stable and there is no inflationary pressure (the inflation rate is stable at 2.5%). Australia has achieved rapid economic growth and major economic restructuring. On the premise that investment does not harm Australia's national interests, the Australian government has encouraged foreign investment in Australia for many years, and large enterprises from various countries have continuously injected it, maintaining strong economic productivity. It is very important for investors that a country has a stable economic environment, which determines the level of market risk. The Australian real estate market has maintained a steady growth trend for many years. According to RESIDEX's statistics, in the past 30 years, the average property price in Australia has been increasing every 10 year, which means that the property price will double every 7-8 years. And the average annual rental return of 4-7% is easy to raise interest by rent, and the house price and rent continue to increase.

2. Education and immigration promote population growth.

Australia has rich educational resources and scientific research level. Shengtong Overseas knows that excellent teachers let a large number of China families choose to study in Australia, so there are many international students. This laid part of the demand for the rental market. In addition, as an immigrant country, Australia has many types of immigrants. Compared with countries such as Britain and the United States, the immigration threshold is lower and life is more comfortable, thus attracting a large number of overseas elites to settle here. The data shows that the average annual number of new immigrants in Australia is about 6.5438+0.5 million, which greatly exceeds the housing supply. It can be said that education and immigration have laid the demand for the housing market and provided an extra guarantee for investing in Australia.

Second, the residential market analysis

1, with high transparency of relevant information.

Australia's real estate industry ranks first in the world. The information is highly transparent, the construction cost and house price are basically completely transparent and controllable, and the profit rate has a clear legal scope. Through the website of Shengtong Overseas, you can also find the detailed data of developers and properties, including the education level, age stratification and occupational structure of surrounding residents, which can be used as the basis for rational analysis. In addition, Australia's housing prices are formulated by many parties and will be publicly quantified by professional evaluation agencies such as banks. Government departments have long-term statistical analysis of local housing prices, so the whole housing prices and profits are basically completely transparent.

2. Standardized housing operation market

The Australian government has strict regulations on the qualification examination and approval of personnel engaged in the real estate industry, including lawyers, agents and brokers. Professionals engaged in real estate activities must have certain academic qualifications and corresponding practical experience, pass the examination and issue qualification certificates, and can only practice after registration. The industry is very standardized. Whether buying a house, selling a house or renting a house, Australia has the most perfect system to protect property owners. For overseas buyers, a clear and transparent operating market ensures the safety of investment, and buyers can invest overseas without worrying about themselves, that is, worry and peace of mind.

3. Strictly control the construction quantity and the vacancy rate is low.

In recent decades, the annual increase in housing prices in Australia is also closely related to the number of immigrants. A large number of population growth every year greatly stimulates domestic demand. The Australian government strictly controls the amount of housing approval, but the amount of housing construction is far behind the population growth, which directly leads to the situation that one room is hard to find. According to international practice, the housing vacancy rate of 5%- 10% is a reasonable area. At this time, the balance between supply and demand is conducive to the healthy development of the national economy. /kloc-the vacancy rate between 0/0% and 20% is a dangerous area, and some measures should be taken. If the vacancy rate is above 20%, it is a serious backlog area. The annual housing vacancy rate in Australia is basically below 3%, far below the world average. According to government statistics, Australia's population grows by an average of 3,800 people per week, and the annual immigration quota is around 200,000. It is estimated that by 20031,the demand for housing in Australia will be 663,000 sets higher than the supply.

4. Advantages of permanent property rights

Australia is influenced by English common law tradition, and private ownership is its core foundation. Most of the land in Australia is privately owned, and the owners have permanent property rights and inheritance rights, and there is no inheritance tax. Moreover, it is one of the few developed countries in the world without property tax, which effectively reduces the cost of long-term holding.

5. Low down payment and flexible asset portfolio.

Australia has low down payment, flexible portfolio, low investment risk and sufficient financial leverage, which is very attractive to overseas investors. 10% down payment is affordable for most people. Compared with stocks, funds, etc. Real estate is the most stable investment project. Australia 10% down payment is deposited in the trust account, which is supervised by the government, and it can be combined with the principal and interest, and there is no risk at all. Australia allows overseas people to borrow more than 80%, and it is easy to raise interest by renting. It also allows them to cash out from the bank directly through the value-added part to realize the asset portfolio of "one suite, two suites and four suites" and maximize the benefits by using financial leverage.

6. Great value-added potential

In Australia, due to various comprehensive factors such as government regulation and economic stability, the trend of house prices is quite stable, doubling in about seven to ten years. The Australian Bureau of Statistics conducted this data survey.

Third, the legal system analysis

Many people who are not familiar with Australia will worry about whether there are legal risks in buying real estate in Australia. First of all, Australia has a strong system of checks and balances, a well-respected judicial and law enforcement system, and an open, effective and transparent legal framework. Moreover, Australia's real estate market is strictly regulated by the state, and buyers will be protected in many ways with little risk. This is reflected in the following aspects, welcome to pay attention to the Australian starry sky.

1, the division of responsibilities is appropriate to avoid the formation of unity of interests.

Australia's history is not long, but the system is very strict, and most banquets inherit the tradition of British law. This is reflected in various fields, such as banks taking market risks independently, ensuring that real estate value and market risks can be objectively evaluated when providing mortgage loans, and avoiding financial risks and over-investment; Relevant government departments independently undertake the responsibility for examination and approval of all kinds of information that need to be examined and approved, and the relevant processes are made public simultaneously; The developer strictly follows the approved scheme, and the final approval document is included in the owner's purchase contract and subject to public supervision. Australia's legal system stipulates that all parties should properly divide their responsibilities, which avoids the formation of a unity of interests and greatly protects property buyers.

2. Australian real estate transactions require the participation of lawyers and intermediaries.

Buying and selling real estate in Australia must go through a qualified intermediary, and lawyers need to intervene in the whole process. The purchase contract in Australia involves a lot of professional knowledge, which the average owner or salesperson can't fully grasp. Both sides should have lawyers. Even if there is no contractual factor, it is mandatory to buy a house through a lawyer, and the owner does not have to worry about illegal operations.

The down payment is managed by an independent trust account.

Overseas people who buy uncompleted residential flats are most concerned about the safety of down payment, so there is no need to worry in Australia. According to the law, the down payment in Australia must be deposited in a trust account supervised by lawyers and the government, and neither developers nor buyers can use the money. Moreover, this account bears interest, which is equivalent to a time deposit. After the delivery and acceptance are correct, the buyer pays the remaining amount. In other words, the developer can only get the money after receiving the goods, which is a bit like the domestic "Alipay", and the payment is made only after the goods arrive. If the developer closes down or goes bankrupt halfway, the government will return it to the customer together with 10% down payment and interest, which has high security and guarantees the most basic interests of every customer.

Fourth, detailed factor analysis.

Buying a property is a big deal. From the previous environment, market and legal analysis, the Australian real estate market is already a very stable and safe investment with less risk. However, Australia is more worry-free in dealing with the details of real estate.

1, finely decorated

All apartments in Australia are finely decorated and can be moved in when they are built. In addition to basic hard clothes, Australian apartments are equipped with almost all necessities such as microwave oven, dishwasher, dryer, natural gas, air conditioner, oven, carpet and curtains. You just need to add soft furniture such as beds, sofas and refrigerators. In addition, the Australian construction industry has excellent quality and strong sense of design. The local big developers in Australia have very good quality, and the appearance depreciation is small, which can be kept as good as new for ten years. Many big developers in Australia are world-famous, and the buildings they built amazed the world.

2. Post-maintenance in place

The living area in Australia is very clean and tidy, and the dormitory for more than ten years looks almost the same as the new one. On the one hand, residents cherish it, and more importantly, property management is in place. From the initial screening of tenants, leasing management companies will give priority to rating the quality of tenants and choose high-paying white-collar workers with stable income to ensure the quality of tenants. Secondly, the property management will carry out daily cleaning of apartments, regularly clean carpets, and regularly maintain facilities such as swimming pools/gymnasiums, including fire safety inspection, to ensure that the building maintains a safe and comfortable living environment and post-maintenance.