What do you mean by high net worth people?

High net worth individuals refer to individuals or families with high net worth. Their assets include not only financial assets such as bank deposits, stocks, bonds and funds, but also non-financial assets such as real estate, collectibles and artworks. The total amount of these assets is usually very high, which makes high-net-worth people have higher spending power and investment power than ordinary people.

High net worth people usually have the following characteristics:

1. Wealth accumulation: High-net-worth people usually accumulate a lot of wealth through entrepreneurship, investment, inheritance, etc., and their wealth scale is usually much higher than that of ordinary families.

2. Investment experience: High net worth people usually have rich investment experience and knowledge, and they are more willing to seek professional investment advice to maintain and increase the value of assets.

3. Pay attention to the quality of life: High net worth people usually pay attention to the quality of life, and they are willing to invest more money in education, health and tourism to improve the quality of life.

4. Family inheritance: High-net-worth people usually pay attention to family inheritance and the continuation of wealth. They may set up family trusts and buy insurance to ensure the stability and inheritance of family fortune.

High-net-worth people are important customer groups in financial institutions, luxury goods industries, high-end service industries and many other industries. These industries usually provide personalized products and services for high net worth people to meet their needs.