Which bank does small and micro enterprises open in basic deposit account without handling fees?

All banks charge a fee. For corporate accounts, banks need to charge management fees, online banking fees and SMS fees. The amount charged is charged according to the standards of each bank. Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account.

A depositor can only open a basic deposit account in a bank. Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account.

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Application conditions for small and micro enterprises

( 1)? The applicant is the following person with the household registration (including collective household registration) in this Municipality.

1. "Nine groups of people": college graduates, laid-off workers, returning migrant workers, "farmers", immigrants from the Three Gorges reservoir area, disabled people, retired soldiers from urban and rural areas, cultural and creative personnel and information technology personnel.

2, college students interested in information technology, cultural creativity, high-tech industries, can bid for micro enterprises.

From March 20th 11May1day, advanced model workers can apply for micro-enterprises.

The above-mentioned personnel should be over 18 years old and have, among them, men should not exceed 60 years old and women should not exceed 55 years old. Applicants who have been authorized by the national patent and have worked for a long time (more than 20 years) or have a high reputation in the industry can be relaxed to 70 years for men and 65 years for women.

(2)? The applicant has entrepreneurial ability.

(3)? The applicant has no business in operation.

(4)? The number of employees is not less than 3 (excluding the entrepreneur himself).

Refer to Baidu Encyclopedia-Basic Account