How much does private medical insurance for Maltese immigrants cost? What is the medical insurance reimbursement process?

The quality of free public medical care in Malta is very good, but it takes a little time to queue up. Immigrant applicants who want to settle in Malta for a long time will purchase private medical insurance. So, how much does private medical insurance for Maltese immigrants cost? Medical insurance reimbursement process?

First, the products of insurance companies are different, so the coverage is different. The insurance business in Malta is regulated by the Malta Financial Services Authority. Malta has various insurance products. It is recommended to make a detailed comparison before purchasing private medical insurance. Insurance can generally include accommodation and auxiliary expenses, operating room expenses, drug expenses, medical supplies and surgical molds, surgical expenses and anesthesia expenses, pathological sections, radiation examination including CT and MRI, diagnosis and pathological treatment, ambulance expenses, etc. Some insurances have upper limit requirements, such as 50,000 euros and 6,543,800 euros. Different types of insurance have different requirements.

2. Public or private hospitals, clinics and sanatoriums in Malta and overseas medical institutions with professional medical equipment and treatment licenses can be legally registered and recognized by your insurance company. If you want to use private medical insurance in other countries, you need to pay the treatment fee first, and then contact your insurance company for reimbursement within 3 months. Of course, it is best to consult your insurance company before going to other countries for treatment.

Third, choose general practitioners by consulting pharmacies or local medical centers, and choose appropriate public or private hospitals by communicating with general practitioners; Contact the insurance company before treatment to see if the treatment is covered by the insurance policy. After treatment, hospitalization and daytime treatment in the policy are directly paid by the insurance company; The rest need to be paid by individuals in advance; Submit the prepaid expense voucher to the insurance company within 3 months after the treatment is completed; The insurance company will settle the claim within 7 working days. According to the different insurance purchased, the reimbursement ratio will be different. Usually, the insurance company will reimburse in advance according to the agreed limit. That is, how much does private medical insurance for Maltese immigrants cost? All the contents of the medical reimbursement process, knowing these conditions, you can apply for immigration to Malta. I hope you can know how to apply for immigration to Malta after reading our answers.