How to open a bank account after entering Australia

Experts point out that in Australia, people usually deposit money in banks, building societies or credit cooperatives. Most of the income, including wages, salaries and government subsidies, is directly credited to the account. Australians use bank cards and credit cards in many cases.

Generally speaking, you'd better open a bank account within six weeks after your arrival, because usually you only need a passport as proof of identity. After six weeks, you need additional identification to open an account. It will be difficult to open an account if you don't have enough documents. Tell your tax number to the bank to avoid higher interest tax rate.

Try to use credit cards in Australia: Australians rarely use a lot of cash, and debit cards, credit cards and personal checks are all popular. Banks in Australia are networked nationwide, and can open accounts, deposit, withdraw money and remit money at any branch in any city. You can also open an account with the Bank of Australia in China before going to Australia, so that you can remit money first and use it in Australia.

When opening an account, the bank should bring its own identification (passport, driver's license, credit card, medical insurance card, other bank cards, etc.). According to different documents, the bank will give you a score. Those who meet the score of 100 can open an account, but freshmen and immigrants can open an account within a certain period of time. Of course, if they have other documents, including birth notarization, they can also bring them.

In Australia, banks all open student accounts, and the management fees of student account banks are very favorable. The receptionist at the bank will enthusiastically help you with it. Many banks in the city have staff who can speak Chinese. You can ask specific questions directly.

If you bring more than 10000 Australian dollars at one time, it is recommended to open two accounts. One is to keep 5000-6000 Australian dollars in the savings account, and the other is to deposit the remaining money in the $ Term deposit account for half a year. This will not only help you control your expenses, but also earn some interest when you withdraw money. The hard card given to you by the bank can be used to withdraw money from the ATM at any time. You can also ask banks to open online banking at the same time, so that you can pay bills directly online (you can pay telephone bills, etc. ), very convenient.

The following are tips compiled by experts:

? Don't entrust or lend your ID card to other students to open an account.

? The password of the bank card must not be recorded in your communication manual, but put in a bag with the bank card.

? Don't let others know the password of the bank card.

? Try to avoid using online banking in public Internet cafes and other places.

? If you accidentally lose your bank card, you should contact the bank for 24 hours at the first time and stop the card. Don't wait until the next day to queue up at the bank to report the loss.

For more information about entry and exit, please click the relevant links.

Exit refers to going to other countries or regions from the mainland of China, to Hong Kong Special Administrative Region and Macao Special Administrative Region from the mainland of China, and to Taiwan Province Province from Chinese mainland.

Entry refers to entering the mainland of China from other countries or regions, entering the mainland of China from Hong Kong Special Administrative Region and Macao Special Administrative Region, and entering Chinese mainland from Taiwan Province Province.

2. What is the scope of application of the Exit and Entry Administration Law?

The Law on Exit and Entry Administration stipulates that this law shall be applicable to the administration of the entry and exit of China citizens, the entry and exit of foreigners, the stay and residence of foreigners in China and the border inspection of means of transport. ?

3. What are the legitimate rights and interests of China citizens in entry and exit?

Article 3 of the Exit and Entry Administration Law stipulates that the state protects the lawful rights and interests of China citizens when they leave or enter the country. ?

The legitimate rights and interests of China citizens in entry and exit include three aspects: First, the right to apply for passports and other entry and exit documents according to law. The second is the right to enter and leave the country according to law. The third is the right to enjoy convenient measures such as dedicated channels.

4. What are the legitimate rights and interests of foreigners in China?

The Constitution of China stipulates that People's Republic of China (PRC) protects the lawful rights and interests of foreigners in China. ? As far as the Exit and Entry Administration Law is concerned, the legitimate rights and interests of foreigners staying in China include: 1, legal stay and residence. 2. Legal work. 3. If you are dissatisfied with compulsory measures and administrative punishment, you may apply for relief according to law.

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