There are six requirements for buying a house in America.

Many people want to apply for immigration or investment by buying a house in the United States, but actually buying a house has nothing to do with immigration. In addition, there are many places to pay attention to. People who want to buy a house in America had better know in advance. Bian Xiao will specifically tell you the matters needing attention in buying a house in the United States.

First, buying a house has nothing to do with immigration.

Many people like to buy a house in the United States, or simply buy a house there to immigrate, but there is no direct connection between buying a house and immigrating to the United States. Generally speaking, buying a house in the United States is regarded as an investment. Foreigners can apply for buying a house in the United States as long as they provide proof of identity and a visa to legally enter the United States.

Second, having property rights is different from having the right to live.

In the United States, buying a house can be divided into two types: property right and residence right. Houses with property rights can be traded freely, while houses with residency rights only have property rights for decades. If you want to rent it for sale, you must go through the property neighborhood Committee. So if you want to buy a house in the United States, you need to pay attention to whether you buy a house with property rights or a house with residency rights.

Third, the area calculation is different from that in China.

The area of American houses is calculated by the area that people can live in, not by the building area. For example, the basement of an American villa is not included in the living area if it is not professional, nor are balconies and garages. Moreover, the comprehensive price of real estate in the United States can not only look at the simple area price, but also take the housing price near the whole community as the benchmark.

Fourth, budget the cost of buying a house.

In the United States, in addition to the down payment, you have to pay various handling fees and service fees. Before buying a house, ask your broker or bank loan officer to estimate various expenses, including transaction fee, title deed insurance, lawyer's fee, house inspection fee, apartment management fee, house insurance fee, real estate tax, etc. These expenses must be paid or paid off before the final house transaction.

New immigrants can get loans only if they have jobs.

For new immigrants, if they want a loan, they must have a job in the United States and a stable income, because in the eyes of banks, not having a stable job means not having enough credibility. If you want to borrow money to buy a house in the United States, you must first ensure that you have a job before you can apply.

You can check out within 45 days after signing the contract.

When buying American real estate, you can choose to contact the real estate agent through the immigration company, or check the relevant situation of the house online yourself. After paying the deposit, you can hand over the house according to the agreed time, and the contract will take effect in about 45 days. During this period, investors can look for quality inspection companies to check the quality of houses, and if there is any problem, they can unilaterally terminate the contract.

The above is Bian Xiao's notes on buying a house in the United States. I hope I can help you.

(The above answers were published on 20 15- 10-23. Please refer to the current actual purchase policy. )

Sohu Focus provides you with comprehensive information on new houses, second-hand houses, renting houses and home improvement.