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Buying a house in Germany
Not necessarily. Different people have different opinions.
This mainly depends on whether I need it or not, and whether my conditions allow me to buy a house.
If you really need it and everything is ready, you can buy a house.
Precautions:
One: Understand the background and qualifications of developers. It is very important to choose a powerful developer. Regular developers are guaranteed in terms of housing quality, contract signing and property rights management.
Two: the surrounding environment and supporting facilities of the community. The direction of municipal development directly affects the appreciation of real estate.
Three: internal planning of the community.
1. Does the location of the heating conversion station, garbage disposal room, garage entrance and exit, and power distribution room affect the house selection?
2. The layout of the building, the possibility of reconstruction, the influence of building spacing and lighting.
Fourth, the investment owner should analyze the proportion of the number of rooms in and around the community, and the owner-occupier should look at personal needs.
Five: Other formal pre-sale contracts for commercial housing, such as area error, clear height of storeys, and time for handling property rights, are clearly stipulated. Check whether the interior wall, floor, roof, doors, windows, waterproof treatment, exterior wall, corridor, housing area and pool area are consistent with the contract.
Matters needing attention in buying a house
1, geographical location
The first consideration when buying real estate should be whether the geographical location is close to where they work. Many first-time home buyers have relatively limited budgets, and most of them are in the early stage of their careers, and they all buy houses on their own income.
When you consider paying the loan every month, you should also consider the transportation cost. For example, if you live too far from work, do you want to buy another car? You must take these expenses into account in the family budget.
Finally, you must consider the possible impact of this property on your lifestyle. For example, if you are an avid coffee lover, you shouldn't buy a property far from the coffee shop.
2. Price
The premise of buying a good property is that you can afford it. If your current income can afford this property, your future life may be easier, because your future income will rise.
The best way is to go to the bank to consult a professional. They will tell you that you can afford this property at your current income level. At the same time, we should consult a professional mortgage broker and ask for his advice. Now the loan market is very competitive, and you can have many choices.
3. Infrastructure
For those who work far from home, it is very important to be close to transportation facilities. Near the bus station, electric stations, ferries and railway stations will not only bring you a lot of convenience, but also provide you with a selling point when you sell the real estate market. If you plan to drive to work every day, it may not be so important to be close to the transportation facilities, but it is still good.
Shops: The shops here are not only supermarkets or vegetable markets, but also coffee shops and restaurants, because many people like drinking coffee very much now. If you live in Sydney, you definitely want to be near King Street in Newtown. If it is Melbourne, it is Carlton's Lygon Street; If it is Adelaide, it is the parade in Norwood; Of course, if you like fresh agricultural food, it may be a good choice to be close to the farm.
Hospital: Even if you are strong now, you will still need a hospital or a doctor, so for your own health and the health of your family, you should choose a place not too far from the hospital.
School: If you already have children or plan to get married, it is important to be close to school, which is something you must seriously consider.
Ideally, if you have children, you should choose to walk to the school property; If your child is old enough to go to middle school, it is important to be close to a good high school real estate, which will also add a lot of color to your future sale of real estate.
4. Changing needs
If you have found your ideal geographical location, you should consider whether the real estate can meet your changing needs.
For example, is there room for further expansion in the real estate office? Can I add a bedroom, living room or bathroom? If you plan to have children, is there enough room for them to play? How many cars can be parked in the parking lot?
Although we can't plan everything, as a first-time home buyer, you must seriously consider whether your property can adapt to your future life.
Step 5 know the market
A good time to buy a house is when it is difficult to sell it. Usually, if the real estate market is in a period of falling prices and lacks confidence in the real estate market, it is a good time for buyers.
You should know more about the following real estate market and the supply and demand trend of the real estate market, so as to make the right choice at the right time.
6, the choice of real estate type
How to choose new property, repaired property and unrepaired property? There is no uniform answer, it depends on your budget, preferences and so on.
If you plan to buy a new property and the budget is not enough, then you are likely to buy a property in the marginal area.
If you buy a property that has been repaired, someone has already helped you complete the renovation work. You can check in directly, but at the same time you need to pay a certain fee for the hard work of others.
If you choose to buy a property that has not been maintained, the advantage is that you can appreciate your property in a short time and decorate it according to your own preferences, but you must seriously consider whether you have such decoration ability. If you don't do it, this part of the investment will be high.
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