Introduction to Five Benefits of American Immigrants

The United States is a developed country, and many people want to immigrate to the United States. What social benefits can they enjoy after immigrating to the United States? I have compiled five common benefits of American immigrants here, hoping to help you.

The first is social security-a supplementary guarantee of income.

Similar to domestic social security, but different from the principle that one person pays and one person enjoys in China, American social security fund covers spouse benefits, ex-spouse benefits, minor children benefits, supplementary income benefits and so on.

Ex-spouse benefits: that is, divorced spouses can also enjoy ex-husband's social security benefits, provided that the woman has been married to her ex-husband for 10 years and has not remarried (over 62 years old); Or raise and merge all the minor children (regardless of age) under 16 of her ex-husband; Or married her ex-husband for 10 years, and then remarried, but the marriage was terminated for various reasons; Or your ex-husband dies and you remarry at 60.

Spouse welfare: if you lose your spouse, you can receive the other party's social security at the age of 62; If you are raising minor children, you can receive this benefit at any age; If you work, you can compare the benefits with your spouse when you retire, and then choose a higher one.

Welfare for minor children: If the main income earner in the family dies, unmarried minor children under the age of 65,438+08 can receive the supplementary security income of the deceased father or mother (if disabled, the age will be relaxed to 22). This kind of welfare and spouse welfare are separated, that is, the living mother or father receives the welfare of the deceased spouse, and the children can also receive their own, as long as the total amount does not exceed 65,438+080% of the supplementary security income of the deceased. Minor children also include adopted children, stepchildren and grandchildren.

Supplementary income allowance: this allowance is only for low-income people and disabled people over 65 years old.

Welfare for the disabled: For adults with disabilities, there is generally a requirement for working years. For example, to receive this benefit, 28-year-old adults must have one and a half years of work experience, 30-year-old adults have two years, and 34-year-old adults have three years. If you are disabled before you are a minor, there is another policy.

Second, public medical assistance.

Medical insurance for retired low-income people, other low-income groups and the disabled. The insurance covers hospitalization expenses (including surgery and postoperative recovery), outpatient expenses, medicine expenses, nursing home maintenance and so on. This cost alone will cost 10% of government expenditure!

And welfare only considers my income, not his family. For example, even if a child has a high income and one of his parents has a low income, he can apply for welfare if one of his parents is sick.

This welfare was originally designed for retired low-and middle-income people and other low-income groups, but too many Americans try their best to squeeze in because there are too many places in the welfare plan that can be exploited.

For example, the principle of protecting the spouse who is not sick-the scheme stipulates that if one spouse is sick and the other spouse cannot live a poor life, then even if both husband and wife have their own property, the spouse who is not sick does not need to sell the property to treat the sick spouse! Many people even hire lawyers to do property planning to make themselves look like low-income groups.

Third, food/nutrition-food and nutrition plan.

The slogan of the welfare organization is "No one should go hungry in the United States" (no one should go hungry in the United States). This welfare has benefited almost 25% of Americans and legal immigrants. There are more than a dozen specific benefits under this plan, which are aimed at children of low-income families, pregnant women, low-income adults and the elderly. Distribution methods include food stamps, food, free breakfast, lunch, student fruit plan, milk plan and so on.

Fourth, child care/child support.

This benefit is mainly aimed at nutrition, health and preschool education for pregnant women, infants and children aged 3-5 (also low-income families), and also includes part of the compensation for parents to ask someone to take care of their children.

Verb (abbreviation of verb) tax credit/tax refund: tax refund.

On the one hand, American tax covers all income, including wages, bonuses, overtime pay and income from investment in selling houses. The tax management in the United States is very mature and standardized, because no company will help employees evade taxes, because the company is responsible for providing employees with annual income statements for employees to file tax returns. If the unit helps employees evade taxes, the unit will be severely punished. All units, whether government departments or private companies, are equal.

On the other hand, there are many "reasons" for tax refund in the United States, such as medical expenses, children's college expenses, donations from charitable organizations, tax refund for first-time home purchase ($7,500, later increased to $8,000, but with income requirements), tax refund for interest on housing loans, and tax refund for real estate. If you are self-employed, you can return a lot of hardware for starting a business, including buying a computer. Low-income groups can also get additional tax rebates.

Child support tax refund is one of the main sources of tax refund for many low-income groups. As long as the income requirements are met, this means taking care of low-and middle-income families and children under 17, and each child can get 1 0,000 dollars from the government. Therefore, if the wages of both husband and wife are low-income, through various tax refund policies and welfare plans, not only can you not pay taxes, but you can also get thousands of dollars from the government every year!