Research on New Rural Endowment Insurance in Xinyang City, Henan Province

Rural elderly people over 60 who do not enjoy the basic old-age insurance for urban workers can receive the basic pension on a monthly basis without paying any fees-this policy of benefiting the people has blossomed in Pingqiao District, Xinyang City. Yesterday morning, in Lumiao Village, the core area of rural comprehensive reform and development experiment in Pingqiao District (hereinafter referred to as the core area), villager Peng Yanhou took the passbook from Wang Tie, secretary of the municipal party committee, and smiled happily. On that day, 73/kloc-0 in Lumiao, Sumiao and Jinniudian villages received the first batch of pensions for people over 60 years old. The reporter saw that one of the bankbooks contained a pension of two months 120 yuan. "The amount of pension will increase in the future." At the scene, the person in charge of the labor and social security department of Xinyang City said. It is reported that this new rural social endowment insurance implemented in Pingqiao District of Xinyang City is the first case in the province. Direct hit at the scene: The villagers saluted with excitement yesterday morning. Although it was raining in Mao Mao, the villagers came to Lumiao Village Primary School compound early. "I was very excited when I received the' salary' for the first time. I have already come!" Villager Yin Peiqing said. The reporter saw two slogans hanging on both sides of the school gate. On the left is: parents are virtuous and filial, and the new rural insurance arrives in time; On the right is: old-age insurance as the backing, spend your old age safely. Ribbons fluttered in the yard, the band played cheerful music, and more than 30 representatives of the masses wore red flowers and sat in the venue. At 9: 58, Wang Tie, Secretary of the Municipal Party Committee, Wang Daoyun, Deputy Secretary of the Municipal Party Committee and other leaders came to the meeting, and the pension distribution ceremony began. Wang Tie took the stage to give pensions to the first batch of 30 elderly people over the age of 60. Every time it is distributed to the elderly, Wang Tie holds hands to congratulate. "With this book, you can withdraw money directly from the bank every month." Wang Tie explained to every old man. When it was Yin Peiqing's turn to see the rain wet Yin Peiqing's clothes, Wang Tie quickly took an umbrella from the staff and opened it for Yin Peiqing. "Thank you, Party and Government, thank you, Secretary Wang!" Yin Peiqing is very excited. He saluted Secretary Wang Tie with trembling hands. Detailed explanation of the New Deal: More flexible and affordable Wu Yang, deputy director of the comprehensive experimental core area of rural reform and development in Duopingqiao District, said that in the past, some counties (districts) in our province introduced preferential policies for rural elderly people over 60 years old, but they still charged insurance premiums more or less. This time, Pingqiao District will waive any fees for the elderly who are over 60 years old and do not enjoy the basic old-age insurance benefits for urban workers, and directly let these elderly people receive basic pensions on a monthly basis. In addition, compared with other cities and counties (districts) in our province, the new rural social endowment insurance in Pingqiao District is more flexible and the people get more benefits. "Many places require farmers to pay enough old-age insurance premiums at one time, but some farmers with poor economic conditions cannot get them at one time, which increases the burden on farmers. Pingqiao District stipulates that farmers can pay in one lump sum or in installments every year. The basic condition for farmers to participate in insurance in Pingqiao District is that all rural residents who have reached the age of 16 (excluding school students) and have not participated in the basic old-age insurance for urban workers can participate in the new rural social old-age insurance. The new rural social endowment insurance is paid at the rate of 100 yuan per year, and in five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Insured farmers can choose according to their family income, and the government sets up a personal account for lifelong endowment insurance for each insured person. Farmers' pension consists of basic pension and personal account pension. The monthly basic pension is 60 yuan, and the monthly personal account pension is the amount of personal account storage139. "For example, when the insured reaches the age of 60, the total personal account is 7,500 yuan, the personal account pension is 7,500 ÷139 = 53.96 yuan, and the monthly pension is 60+53.96 = 1 13.96 yuan." Wu Yang said that local finance also provides payment subsidies to insured payers. On the basis of optional payment standard, 30 yuan will be subsidized per person every year (excluding overdue payment). At the same time, the implementation measures of the district also stipulate that if the age is less than 15 years, the annual payment will be allowed, and the accumulated payment will not exceed 15 years; If the vehicle age exceeds 15 years, it shall be paid annually, and the accumulated payment shall not be less than 15 years. The effect is obvious: the participation rate is 92%. Ye Chun, secretary of the Party Working Committee of Pingqiao District's comprehensive experimental area for rural reform and development, told reporters that in order to publicize this new policy and make it benefit farmers as soon as possible, the district began to publicize, coordinate and vigorously promote the new rural insurance in May this year. "The villagers who have eaten through the new old-age insurance policy are very reassured and are vying for insurance." A person in charge of the Pingqiao District Labor and Social Security Bureau said. Up to now, among the 5462 people who should be insured in the core area, 50 13 people have been insured, and the participation rate is 92%. "The reason why Pingqiao District chose the rural reform experimental core area as the pilot unit of the new rural old-age insurance work is mainly to promote and implement it in the whole region and even the whole city on the basis of obtaining the pilot experience first." Ye Chun said.