Is there a big pressure on real estate investment in the United States?

It is widely seen in the industry that domestic real estate bid farewell to the golden age of soaring value, while the real estate market in the United States has entered an upward stage in the last two years. The advantages of high-quality education, immigration qualification, permanent property rights and housing education have made more high-net-worth people look to the US market. Let's take a look at the real estate investment pressure in the United States with me.

So what are the advantages and disadvantages of China people buying houses and investing in the United States?

The benefits of buying a house in the United States;

1, American housing property rights are private ownership and permanent property rights.

The most essential difference between Chinese and American real estate lies in property rights and ownership. The property right of houses in China is public ownership, which can be used for up to 70 years after buying a house. In the United States, real estate is private and has permanent property rights. Buying a house in America, including the house and the sky above, and the land below, will always belong to you.

2. The house price in America is not high, even lower than that in China.

Today, the average median price of all houses in the United States is $6.5438+6300, which means that half of the houses are less than 978,000 RMB. This price is so approachable in many cities in China. At the same price, buying a house in the United States can be more than three times larger than that in China. In other words, you can buy a big house in the same area in the United States at one-third the price of buying a house in China.

3. The American real estate market is in the best investment opportunity.

Judging from the housing market in the United States for decades, American housing prices change periodically, almost once every 10- 12 years. The United States experienced a five-to-six-year decline in house prices after the property market fell from 2006 to the beginning of 20 12. Anyone who knows how to invest can see that house prices in the United States will continue to rise steadily in the next five to six years, which is the best time to buy a house in the United States!

4. The American real estate policy is perfect, the legal environment is sound, and the housing property rights are guaranteed.

After decades of development and perfection, the real estate law in the United States has gradually formed a relatively perfect and mature real estate legal system and market. For example, the real estate information in the United States is public, and buyers can go to the government website to inquire about the detailed information of all the intended real estate. All transaction information, including actual price, tax amount, transaction date and transaction situation, should be declared clearly, effectively avoiding the occurrence of real estate speculation. In addition, the US government will protect the property rights of homeowners and the rights and interests of buyers and sellers in real estate transactions, which will be fair, just and open.

5. American real estate can get a higher rental return rate.

Buying a house in the United States, with the purpose of renting and investing, will have a stable value-added income of real estate and get a higher rental return.

6. There are many kinds of real estate in the United States, and you can choose freely according to the purpose of investment.

American real estate types are divided into: single-family villas, townhouses, apartments and multi-family houses. Each room type will be distributed in different regions or cities, matching different investment purposes. For example, there are several types of properties suitable for investment, study abroad and pension.

The disadvantages of buying a house and investing in the United States;

1. There is a certain exchange rate for China people to invest in American real estate.

Investing in American real estate will inevitably face the exchange rate risk of Chinese and American currencies. If you want to avoid it, you need to pay attention to the exchange rate in real time and try not to invest when the tax rate fluctuates greatly.

2. China people need to bear higher loan interest rate when they borrow money to buy a house in the United States.

People from China borrow money to buy a house in the United States with a visa, or borrow money in the United States as foreigners. The loan interest rate will be higher than that of native Americans, which will be 5% or even higher.

3. American real estate tax policy and its purchase tax are complicated.

There are 50 states in the United States, and each state has different taxes and fees. Property taxes in different States may differ by 5%! To buy a house in the United States, in addition to the property tax, you have to pay the property tax and buy home insurance.

4. China people lack understanding of American real estate transactions.

In fact, it is not difficult to solve the problems that people who buy houses in the United States for the first time will encounter. It is necessary to know more about the transaction process and real estate knowledge of buying a house in the United States online. The most important thing is to find a real estate agent in America.

At present, the exchange rate of RMB against the US dollar is very low. This dual role determines that China people are keen on buying. Once the US economy fully recovers, the dollar will remain strong. The leverage effect of relying on the exchange rate of the US dollar will never return, and the overall recovery of US housing prices and the rise of the exchange rate will have a double effect.

Foreigners, like China people, think that real estate is a reliable long-term investment project.

1, which can be invested or left for self-occupation.

2. The average annual increase of house prices is around 3%-5%.

The average annual rent increase is about 3%.

4. American real estate laws are strict, with few bubbles and strong investment sustainability.

5. A strong dollar hedges the risk of personal non-dollar assets shrinking.

In 6.20 17 years, the United States just needs to continue to increase, and the vacancy rate will be lower, which will push the house price up further.