Benefits of American green card

Newborn children Any American (including illegal immigrants) born in the United States is regarded as an American citizen, holds an American passport, has unlimited residence time outside the United States, and is free to enter and leave the United States for life. /kloc-citizens aged 0/8 will legally enjoy all the rights and interests of American citizens after taking the oath, including immediately handling American immigration for their spouses, children and parents.

Student tuition

/kloc-before going to college at the age of 0/8, all primary and secondary schools in the United States implemented compulsory education, that is, zero tuition (except private schools). In contrast, at present, relevant institutions in Beijing, Shanghai and Guangzhou need more than 20,000 US dollars for primary and secondary schools to study in the United States. Going to college (including graduate students and doctoral students) only pays local tuition fees. Take California for example. In a medium-level California public university, foreign students have to pay more than 12000 dollars a year, but? Local? At California State University, you only need to pay more than $2,000 a year. If a child completes three years of high school education and four years of college education in the United States, tuition alone can save about 500 thousand.

scholarship

For ordinary China people who are interested in applying for American university scholarships, they can only compete with outstanding people from all over the world for very limited scholarship places open to foreigners. But for people with green cards, the scope of scholarships is far from what a foreigner can apply for. Because many scholarship institutions in the United States restrict scholarships to applications only? American? (person with permanent residency in the United States). Therefore, after immigrating to the United States, children are far more likely to apply for scholarships than overseas students.

Student loan

Green card holders with 18 or above can apply for various student loans in the year when they get their green cards. For example, the annual tuition fee of excellent private universities in the United States is as high as 30 thousand dollars. When a green card holder wants to study for a two-year master's degree, 60,000 to 70,000 dollars can be used as a loan. After graduation, if you can't find a job, you don't have to pay the loan. After finding a job, pay it off in years. Usually only one-tenth of the salary is repaid every month. In America, no one can't go to school because of financial difficulties.

Immediate family members benefit

All green card holders can apply for green cards for their spouses and their minor children under the age of 2 1 after marrying foreigners.

The government helps to find a job.

The United States government has specialized agencies to find jobs for Americans free of charge. As long as green card holders register their skills, specialties and interests in this department, this department will find jobs for people for free. At the same time, the department also provides free training in basic skills (such as computer knowledge, English, etc.) for people waiting for employment. ) to help them find jobs.

Freedom of employment

Green card holders have no restrictions on working in the United States. In order to protect the interests of Americans, many jobs in the United States (high-tech, biochemical, military and other research, production and safety work) are not open to foreigners, even if foreigners have the corresponding knowledge and expertise. This situation makes foreign students in extremely unequal competition with American students when they look for jobs after graduation from university. And the green card holder need not worry, where can he (she) get it? Weak side? Turn? Advantage? .

Retirement benefits

Accumulated ten-year tax records (the bottom line is about $50 per month), and after retirement (usually 65 years old), you can receive a pension issued by the US federal government for life (1000 ~ 1200 dollars per month). For many immigrants, the number of years of receiving a pension is more than the number of years of paying taxes.

unemployment relief

When an applicant, spouse or even a child has no job after transferring to a green card, the government will find a job for you for free. With a six-month tax record, you can get government relief (ranging from $400 to 1200 per month) when you declare unemployment to local authorities in the United States.

Life and fund

Green card holders can enjoy some life insurance types linked to funds that are not available in China but only in the United States, so that they can have more income after retirement.

Medical insurance for the elderly

Medical expenses are quite high in America, but any? Low income? Can green card holders (without tax records) apply after retirement? Medical card? A card is no longer expensive to see any disease. This can completely relieve the worries of the elderly who are sick. For non-low-income people, as long as they have a ten-year accumulated tax record and pay a small amount of insurance after retirement, they don't have to bear the medical expenses themselves.

housing allowance

Green card holders can apply for buying apartments for low-income elderly people after retirement. You can buy a house subsidized by your country in the United States at about 35% of the market price.

government subsidy

When a green card holder has no accumulated tax record for ten years before retirement, as long as he becomes an American citizen, the government will directly pay a living allowance (more than 600 US dollars per month) after retirement (65 years old). Even if I don't live in America, I can enjoy the money.

social security card

(Social Security Card) The amount of social security benefits that each person can receive in his life is calculated according to the income recorded on his social security card. So it is very important for you to use a social security card number for life. And the name you use for work must be the same as the name on your social security card. If you change your name, don't forget to change the name on the social security card. This service is free in America. Moreover, your child will also have his own social security card. When you fill out the tax form, you should also fill in your child's social security card number in the column of immediate family.

disability pension/benefit

(Disability) Anyone who has obtained sufficient social security credit and suffers from serious physical or mental illness, which prevents them from engaging in fixed work for more than one year; Or people with incurable diseases can receive disability allowance. Generally speaking, a job with a monthly income of more than 800 yuan is a regular job.

Family welfare

(Family Benefits) If you are eligible for pension or disability benefits, your family members can also receive family benefits. Family members include: 1.62 years old spouse.

2.62 years old, but need to raise a child under 16 years old.

3./kloc-Unmarried children under 0/8 years old

4. Children are students under the age of 19.

5. Children 18 years old or above, physically disabled.

If you are divorced, your ex-wife or ex-husband is also eligible for this benefit.

Social security subsidy

Social security subsidies provide monthly living allowances to low-income people and the extremely poor. Only people over 65 years old (including 65 years old) and disabled people are eligible to receive it. Adults or children can also receive disability benefits from social security subsidies.

endowment insurance

The pension system includes social basic pension insurance, enterprise supplementary pension insurance and personal savings plan, which is often said? A bench with three legs? . Retired old people have basic free medical care in the country, and enterprise supplementary endowment insurance has a history of 120 years. Established by an enterprise, employees can receive a monthly pension according to the accumulated amount in their accounts after retirement, which is generally equivalent to 10% of their retirement salary. The retirement age in the United States is 65, but in general, people can retire early at the age of 62, get a pension check in advance, and their families can get appropriate subsidies. After retirement in old age, if you resume work or postpone retirement after the age of 65, your pension will increase. In addition, the elderly can also choose private insurance purchase plans in a targeted manner.

Of course, the above benefits may have different meanings for different applicants. How to use it and whether it is worth it depends on your personal situation.