What about credit card arrears after immigration?

Credit card arrears are suspected of credit card fraud.

The crime of credit card fraud refers to the act of using credit cards to defraud a large amount of property for the purpose of illegal possession. Whoever commits this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.

One of the concrete manifestations of the crime of credit card fraud is malicious overdraft of credit cards. According to the second paragraph of Article 196 of the Criminal Law, the so-called malicious overdraft refers to the behavior of credit card holders who overdraw beyond the prescribed limit or time limit for the purpose of illegal possession and refuse to return it after being urged by the issuing bank.

When immigrating, it is generally necessary to have no criminal record. Once the crime of credit card fraud is involved, there will be problems in character, which may affect the immigration application.