Ok, let's retell my situation first. I went to the United States and refused my visa before. Now I'm going to New Zealand to ask you a few questions.

If the price is high, the basic life is still much more expensive than that in China. For example, if you eat a meal in an ordinary Chinese restaurant, it may cost more than a dozen New Zealand dollars. But it depends on the quality of life pursued by the individual.

There is absolutely no need to worry about racial discrimination. New Zealand is an immigrant country and there are many Asians. New immigrants are mixed with local residents, but they have not risen to the point of discrimination. Moreover, foreigners are very rational, and racial discrimination is a very low-level thing in the eyes of New Zealanders.

public security, on the whole, is much better than that in China. There are basically no incidents of burning, killing and looting. If someone dies or something, the news can be reported for a few days. But theft is relatively serious, because foreigners are all their own houses with many doors and windows. Occasionally, shoplifting happens in school, but it rarely happens. However, these can be avoided, such as living in a better area (the theft situation in a good area is very different from that in a bad area) and paying attention to the finances around you.

Language is a tool of communication. In my opinion, as long as you are in an English-speaking country. On the one hand, the speed of your language progress depends on your learning ability, and more importantly, your personality and social circle. For example, if you come to New Zealand and spend every day with China people to speak Chinese, it will be difficult for you to make progress in your oral English in the past few years. But if you go to a local high school, you will find that your spoken English has changed a lot in three months.

credit cards don't have to be in us dollars, but RMB credit cards can be used. The bank will settle the account automatically. However, the cost will be very high. It is recommended to transfer money after opening an account in New Zealand. China Bank can operate.