Job Recruitment Website - Ranking of immigration countries - There is no SSN in America. Can I apply for an American credit card?
There is no SSN in America. Can I apply for an American credit card?
Applying for a secure credit card is a quick way to get a credit card. Deposit some money in the bank first, and the bank will give you a card. After a period of time, the bank will refund the deposit to you and turn it into a normal card. Generally, it is about 200 dollars, and the deposit amount is the card limit, which is equivalent to putting an insurance premium in the bank.
The maximum credit limit of a secure credit card (up to $2,500) depends on your income and ability to pay. When you become a cardholder for eight months, Discover will check the credit status of your account and consider returning your deposit.
Extended data:
Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.
1, there is no deposit for overdraft consumption, and you can enjoy an interest-free period of 20-56 days. Repayment can be made on time without any charge (most banks will charge 0.05% interest and 2% handling fee on the day of withdrawal, while ICBC will charge no handling fee but interest).
2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
3. Special merchants who hold cards in banks can enjoy preferential treatment.
4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.
5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATMs and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending, and it is best not to withdraw cash, which is very expensive and uneconomical).
Credit card official website
Baidu encyclopedia-credit card
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