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When! The obscure past of an industry
The dim light filtered through the narrow window blocking the iron fence.
Hit the corner of the high counter.
On the fence covered by the counter, there is a piece of green paper, which reads: "Insect bites mouse, each listens to his fate. If you lose your ticket, you can't redeem it without insurance. "
It's dark. What the hell is this place?
This is a silent pawnshop in Shenyang, which annihilated the dust of history early.
In fact, the slogan written outside the pawnshop is much higher than the words beside the high counter.
It is usually written as "enriching the country and facilitating the people". When the poor are in urgent need, they can take things to the pawnshop for some quick money.
Of course, the princes are down and out, and they are also frequent visitors here.
This is a low-key and silent industry: the tiger falls in Pingyang and is afraid of shame!
The ancient traditional financial industry likes to pull pawn shops.
In the financial history of banks and banks, pawnshops are at the bottom.
Although it is at the end of the ecological chain, the history of pawn shops is 13400 years.
After all, this is the demand of many ordinary people, and a penny is worth a penny.
Pawnshops in Shenyang in Qing Dynasty were mostly run by Shanxi people, and a few were run by Huangxian people in Shandong Province.
The prosperity of Fengtian was established by the hard work of immigrants who went to Guangdong.
Smart Shanxi businessmen have the genes of billing number and money house, but these people have to have strength.
Although it doesn't need a lot of money to open a pawnshop, small business is not for the poor.
In the old days, pawn shops were crowned as the "crown of all trades" with rich profits.
Pawnshops only make money, but they need the ability to take it all in black and white.
The commercial gathering of Fengtiancheng 1930 will be arranged behind the banking and currency industries.
It is not the scale of the pawnshop industry, but the financial nature of pawnshops.
Exchange collateral for urgently needed money, and the "interest" is very high.
The commercial credit activities of lending and mortgage transactions are all financial thinking.
Pawnshops, also known as pawn shops, pawn shops and printing houses, are usurious institutions that mortgage and lend funds with movable property.
The earliest pawn business was run by monks in temples during the Southern Dynasties.
Throughout the ages, there have been various names such as "quality library", "quality shop", "solution library" and "longevity library".
Whatever it is called, it is the early embryonic form of the financial industry.
Pawnshop business is mostly "open and close", opening at 7 am and closing at 5 pm.
New Year's Eve usually lasts until the early hours of the morning, and even on the morning of the New Year's Day, some people pawn and redeem it.
This industry is a special industry, and the counter is so high that the bridge of the nose separates the inside from the outside.
Dude, sitting on the high stool behind the cupboard can make the local ruffians who are going to make trouble helpless.
Du Ge, a British missionary, recalled: "The owners of Fengtian money houses and pawn shops left their wives in distant Shaanxi and went home only once a year."
Pawnshops were particularly popular in the Qing Dynasty and became an important part of commercial activities.
Businessmen go out to work hard alone, and they know it.
When you meet local gangsters, you really need to use your brain to plan to solve the crisis.
In the early years of the Republic of China, "Dehoudang" of Nanmen once took over Tang Bohu's paintings.
The pawnbroker was greedy for a moment,
A fake is worth 500 yuan, which is deliberately set out.
Once the money is paid, people will not redeem it after the painting is dead. How to do this?
The shopkeeper knows that people have been cheated, but he has a plan: this is the only way.
Soon, the shopkeeper held a banquet in a famous restaurant in the old city, inviting people to enjoy Tang Yin's famous paintings.
Everyone who came said: fake painting! The shopkeeper also admitted that he was unlucky, burning pictures in public and letting newspapers publish news.
A few days later, the pawnbroker came to the counter with a pawn ticket and claimed to redeem the heirloom.
I want to take this opportunity to cheat more money.
So, the shopkeeper smiled and collected the pawn money and took out the picture "Zhao after the complete wall".
During Guangxu period, the profit of pawn shops generally started from 2.5% per month and rose to 3% during the Republic of China.
500 dollars in gold, two months in 30 yuan.
At this point, the money snatcher can't even find a place to cry, only hating that his parents didn't give him an extra head.
There are countless tragicomedy in this line every day.
Eleven years after the reign of Emperor Qianlong in Qing Dynasty (1746), there were still official shops in Shengjing's internal affairs office and navy division camp, which were engaged in official duties.
But I soon found that the water was too deep, and I was either cheated by my own people or cheated by others.
You can't do this job without a little brain.
1906, a small businessman who set up a stall on the street in Fengtian to exchange Japanese tickets for Russian Qiang made a big deal.
Zhang Ganchen and Mao Yuntong raised 36,000 yuan to set up Shihegong Bank.
It is said that it is called a bank, and the capital of 20,000 to 30,000 yuan is a small shop in the pawnshop. Of course, the old bank's exchange and coin exchange business has been doing.
Generally, the funds of pawn shops always cost two to one hundred thousand yuan.
Small vendors who started their business by setting up stalls seized the wind with their own cleverness.
19 16. We have set up branches in Tianjin, Shanghai and Harbin, and an office in Yokohama, Japan.
1924, Shihegong Bank applied to Fengtian authorities to upgrade the bank to a bank.
After the September 18th Incident, Zhang Ganchen opened eight pawn shops in Shenyang and other places.
1940 1 month, although fengtianshi Hegong bank closed down, it witnessed an industry history.
During the period of 1930, there were about 65 pawn shops in Shenyang.
In addition to the South Gate's "Great Harmony in the World" and "Moral Integrity",
There is also the "Yishengdang" in Xiaonanmen and the "Gongjidang" in the south of Gulou in Siping Street.
The famous pawnshop in Xiaobeimen is "Huidedang" and the pawnshop in Da Nanguan is "Dexingdang".
At that time, there were many famous pawn shops in the northern market.
19 15, Shunyuan, invested by Wang Fuzhou, was the first pawnshop in Beishi.
1920s, when Beishi was first established, only two pawn shops were registered.
/kloc-In the northern cities in the 1930s, Yongmao Party, Minsheng Party, Yong 'an Party, Dongxing Party and Yongde Party appeared.
In Shenyang, a poet of the Qing Dynasty, Miao described pawn shops as.
Clothes that live in high-rise big tile houses refer to the "quality warehouse" of pawn shops.
Although the text is simple, the viewer can't interpret it.
1909, American traveler Gallo came to China and wondered that the pawnshop warehouse was a little higher than the church steeple.
This is the old system: the old pawnbrokers will build their own tall and strong iron gate warehouses.
However, the old customs of pawn shops in the Qing Dynasty gradually disintegrated during the Republic of China.
There are changes from interest rates and annual taxes to the "pawn" (license) fees issued by the government.
The stars have changed, and change is a normal state.
The above picture shows the position of Toyota Finance Department 19 16, with annual tax of 100 yuan.
And this kind of pawnshop license cost almost 300 yuan in Guangxu period.
Look at the following 19 18 license issued by the same department, and the annual tax is 50 yuan.
Only two years later, the interest rate rose from 3% to 4% per month.
Chi Zijian, a writer in Northeast China, published the novel The Pseudo-Manchukuo.
She did a lot of research and described a scene in Shenyang called "responding to the source".
Pawnshops are different from other shops, and many of them have two brands, she said.
Often hung are rectangular wooden signs with the word "dang" written on them, and the four corners are decorated with copper sheets.
Another kind of rainbow is called "rain card" only when it rains and snows.
Pawnshops without windows and shelves are different from other businesses.
The most valuable pawn is gold, followed by fur coats. During the Republic of China, this suit was only worth 10% of the original price.
At that time, many clothing stores in Shenyang sold furs and garments, most of which were handled by pawn shops.
/kloc-in the 1940s, many pawn shops in Shenyang had new owners.
Tianfu Dang, Dehe Dang in Kangtai Street in North Market, Fusheng Dang and Justice Dang in Housheng Street, 18 Lu Jing Public Welfare Dang are all operated by one company.
Pawn shops 1949 basically disappeared in Shenyang.
In order to meet the demand for second-hand mortgage loans, a trust store was opened in Yongyibei 1957, Beishi District.
Trust is the concept of modern financial industry, which is essentially different from pawn.
In the old days, pawn shops were transformed into consignment banks and trust companies.
The old pawnshop has already turned into historical dust.
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