2022 Social Security Return Policy

The 2022 social security return policy is as follows:

First, the number of social security payment years at retirement is less than 15 years. In recent years, the state has also been continuously improving the social security system. According to the development trend of the social security system in recent years, the state will strictly control the social security supplementary payment. If you reach the retirement age but have not paid for 15 years, you may not be allowed to make a one-time supplementary payment, and you can only continue to pay social security for the required number of years by delaying retirement.

If the insured person does not want to delay retirement, he can apply for a social security refund, withdraw all the money from the personal pension insurance account in the social security card, and give up continuing to participate in the insurance.

Second, he did not reach retirement age but died unexpectedly. Although the first condition for receiving a pension is to reach the statutory retirement age, things are unpredictable. Some insured people die before reaching the retirement age due to accidents. At this time, it is meaningless to continue to pay social security. Therefore, family members can hold their identity certificates and go to the relevant departments to process social security refunds.

Third, people who participate in insurance repeatedly. In recent years, the state has always explicitly prohibited repeated insurance participation. In addition, with the rapid development of the Internet, all repeated insurance enrollment behaviors can be found online, so do not take chances and repeat insurance enrollment. Those who participate in insurance repeatedly are required to be forced to withdraw from the insurance. They can choose one of the social security contributions they have paid to withdraw from the insurance, and the fees will be refunded accordingly.

Fourth, insured persons who immigrate overseas. Nowadays, the living standards of the Chinese people are getting higher and higher, and many people also want to experience life abroad. Therefore, the number of overseas immigrants has also been rising in recent years. Many people have paid social security in China before, but once they choose to immigrate abroad, they no longer need to continue to pay social security, and the personal payment part can be withdrawn.

What is social security?

Social security means social insurance, which refers to the income or compensation protection provided to those who have lost the ability to work, temporarily lost their job, or suffered losses due to physical health reasons. The main items of social security include pension insurance, maternity insurance, unemployment insurance, medical insurance and work-related injury insurance.

Among them, the basic protection of pension insurance includes pensions after retirement, as well as funeral expenses, pensions, etc. The basic protection of medical insurance includes reimbursement of medical expenses and the enjoyment of medical insurance benefits after retirement. The basic protection of unemployment insurance includes unemployment Afterwards, you can receive unemployment insurance benefits and medical subsidies, etc. The basic protection of maternity insurance includes maternity leave, maternity allowance and maternity subsidy. The basic protection of work-related injury insurance includes payment of work-related injury treatment expenses, daily care expenses, disability allowance, etc.