Independent supervisor of insurance funds

Notice of Yixian County People's Government on Printing and Distributing the Implementation Plan of the Pilot Work of New Rural Social Endowment Insurance in Yixian County

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Relevant departments of township people's governments, urban management offices and county governments:

The implementation plan of the pilot work of new rural social endowment insurance in Yixian county has been approved by the county government and is hereby printed and distributed to you, please follow it carefully.

20 1 1 June 30th, 2008

Implementation Plan of New Rural Social Endowment Insurance in yi county

In order to implement the spirit of Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and Implementation Opinions of Hebei Provincial People's Government on Launching the Pilot Project of New Rural Social Endowment Insurance (Ji [2009]180) and ensure the smooth development of the new rural social endowment insurance (hereinafter referred to as the new rural social endowment insurance), combined with the actual situation of our county,

I. Basic principles

The basic principle of the pilot work of the new rural endowment insurance is "to ensure basic, wide coverage, flexible and sustainable". Adhere to the reality of rural areas, start at a low level, and the standards of financing and treatment should be compatible with economic development and affordability in all aspects; Adhere to the individual (family), the collective and the government to share the responsibility reasonably, and the rights correspond to the obligations; Adhere to the combination of government-led and voluntary participation of rural residents, and guide rural residents to participate in insurance generally.

Second, the mission objectives

Establish a new rural insurance system that combines individual contributions, collective subsidies and government subsidies, combines social pooling with individual accounts, and is compatible with other social security policies and measures such as family pension, land security and social assistance to ensure the basic livelihood of rural residents in the elderly.

Three. Basic institutional framework

(1) Insurance coverage

Rural residents who have reached the age of 16 (excluding students at school), have household registration in this county and have not participated in the basic old-age insurance for urban workers, can voluntarily participate in the new rural insurance at their household registration location.

(2) Fund raising

The new rural endowment insurance fund consists of individual contributions, collective subsidies and government subsidies.

1, individual payment. Rural residents who participate in the new rural insurance (hereinafter referred to as the insured) shall pay the old-age insurance premium according to the regulations. At present, the payment standard for rural residents is set at 100 yuan per year, which is divided into five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Insured people choose their own grades to pay, and pay more.

2. Collective subsidies. Conditional village collectives can give subsidies to the insured, and the subsidy standard is determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured. Township enterprises with the ability should pay insurance subsidies to rural residents who work for them.

3. Government subsidies. The central government pays basic pensions to eligible insured persons. Encourage rural young and middle-aged residents to actively participate in insurance and pay long-term fees.

The government subsidizes the payment of the insured, and the subsidy standard is 30 yuan per person per year. We will implement special subsidy policies for groups with payment difficulties such as severely disabled people in rural areas. The government pays 8 1 yuan for the severely disabled. The identification of severely disabled persons shall be carried out in accordance with the Notice on Doing a Good Job in the Identification of Severe Disabled Persons in the New Rural Social Endowment Insurance in the Province (Yan Ji She Zi [20 10] 17 1No.).

The funds needed by the government to subsidize the insured and pay the endowment insurance premium for the severely disabled are shared by the provinces, cities and counties according to the ratio of 1: 1.

(3) The age definition of the insured at the time of enrollment.

1. The date of birth of the insured is subject to my second-generation ID card.

2. The age of the insured is defined, and the base date is 20 11July1. By June 30th, 20 1 1 year, the elderly aged 60 and above will receive the pension from July, 201/year.

(4) Collection of insurance premium

The start-up time of the new rural old-age insurance system is 20 11July1,and 16 years old (excluding students) to 59 years old insured persons pay in full according to the annual standard. The new rural insurance is levied annually, once a year.

(5) Personal accounts

The old-age insurance agency shall establish a personal account of old-age insurance for each insured person. Individual contributions, collective subsidies, contributions of other economic organizations, social welfare organizations and individuals to the insured, and government subsidies to the insured are all credited to personal accounts. At present, the interest on personal account deposits is calculated by the Provincial Department of Human Resources and Social Security with reference to the one-year RMB deposit interest of financial institutions published by the People's Bank of China, and the interest calculation standard will be published regularly every year.

(6) Pension benefits

Pension treatment consists of basic pension and personal account pension, which is paid for life.

Basic pension. The basic pension standard stipulated by the state is 55 yuan per person per month.

Personal account pension. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the calculation and payment coefficient of personal account pension of basic old-age insurance for urban workers). If the insured person dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law; The balance of government subsidies is used to pay the pensions of other insured persons.

(7) Conditions for receiving a pension

1, those who have reached the age of 60 and do not enjoy the basic old-age insurance for urban workers can receive the new rural insurance on a monthly basis.

2, after the implementation of the new agricultural insurance system, over 60 years of age, did not enjoy the basic old-age insurance for urban workers, do not have to pay (but need to apply for insurance procedures), you can receive a monthly basic pension, but their children who meet the conditions of insurance should pay for insurance; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

(8) Adjustment of treatment

According to the relevant provisions of the state and the province, adjust the basic pension standard of the new rural insurance in a timely manner.

Four. Fund management and supervision

(1) fund management. Our county implements a new rural social endowment insurance fund financial accounting system that is unified with the whole country. The new agricultural insurance fund is included in the financial special account of social security fund, managed by two lines of revenue and expenditure, accounted for separately, and maintained and increased in accordance with relevant regulations.

(2) fund supervision. The Human Resources and Social Security Bureau shall monitor and regularly inspect the fund raising, transfer and distribution, regularly publish the fund raising and payment information, be open and transparent, and accept social supervision. The Finance Bureau, Supervision Bureau, Audit Bureau and other departments should supervise according to their respective responsibilities, and it is strictly forbidden to misappropriate funds to ensure the safety of funds. The handling agency shall publicize the payment and qualification of the insured in the administrative village every year and accept the supervision of the masses.

Verb (abbreviation for verb) links to related systems.

(a) who have participated in the new rural insurance, over 60 years of age and have received a pension of the insured, can enjoy the basic pension of the new rural insurance; For the insured who have participated in the old-age insurance, have not reached the age of 60, and have not received the pension, the funds in the personal account of the old-age insurance should be incorporated into the personal account of the new old-age insurance, and continue to pay according to the payment standard of the new old-age insurance, and enjoy the new old-age insurance benefits when meeting the prescribed conditions; If the age of receiving the pension is less than 15 years, it is allowed to pay back, and the accumulated payment shall not exceed 15 years.

(two) the new agricultural insurance and social security for landless farmers and other related systems, before the formulation of the relevant state departments, according to the following provisions:

The insured who participated in the old-age insurance for land-expropriated farmers will enjoy the old-age insurance benefits for land-expropriated farmers and the basic pension of the new rural insurance after reaching the age of 60.

People who enjoy policies and systems such as reservoir resettlement support policy, rural family planning reward and assistance policy, rural five guarantees support, social preferential treatment, etc. , will continue to enjoy the original treatment in the implementation of the new rural insurance system according to the principle of only superposition and no write-off.

Six, handling management services

(a) the County People's Social Security Bureau is responsible for the management of the new rural insurance in the county. Establish a new agricultural insurance agency with an independent office. Business agencies should conscientiously do a good job in the new rural social endowment insurance registration, insurance premium collection, fund allocation, fund management, personal account establishment and management, treatment approval and payment, insurance relationship transfer and connection, file management, statistical management, consultation, inquiry and reporting, treatment qualification certification organization, etc., and guide, supervise and assess the handling of labor and employment social security services. Set up business departments or handling windows according to business links or in multiple business links, and set up independent posts such as finance, audit and statistical management.

(II) Each township (office) shall be equipped with a special person to be responsible for the new rural insurance business, conduct a preliminary examination of the qualifications of the insured, basic information, payment information, eligibility for treatment and qualification for relationship transfer, enter relevant information, be responsible for reporting all kinds of statistical reports, undertake the qualification certification for treatment within its jurisdiction, and accept consultation, inquiry and report, policy publicity and publicity.

(III) Each administrative village is equipped with a co-organizer, who is specifically responsible for the collection and reporting of materials required for the new rural insurance registration, payment grade selection, treatment application, relationship transfer and other business links, and is responsible for distributing relevant materials to the insured, reminding the insured to pay the fees on time, notifying the insured to go through the treatment collection procedures, and assisting in policy propaganda and explanation, qualification certification for treatment, thorough investigation, basic information collection and publicity of rural residents.

The working funds of the new agricultural insurance business agency shall be reasonably arranged by the county-level finance according to the actual work needs and related expenditure standards, and shall be included in the fiscal budget at the same level, and shall not be spent from the new agricultural insurance fund.

Seven. organize

(a) the establishment of Yixian new rural and urban residents' social endowment insurance pilot work leading group (hereinafter referred to as the leading group), headed by the main leaders of the county government, in charge of the leadership as the deputy head, the relevant units responsible for human members, specifically responsible for the organization, coordination, policy formulation and implementation of the pilot work of rural residents' social endowment insurance in the county. There is an office under the leading group, located in the County People's Social Security Bureau, which is responsible for daily work. Yixian new rural and urban residents' social endowment insurance management center is a county-level agency, responsible for specific business handling.

(two) improve the township (department) institutional construction. First, all townships (offices) should fully integrate resources, increase the functions of the new rural insurance in employment social security services, and undertake specific work. Each township (department) should be clear about a competent deputy, equipped with more than 2 full-time business management personnel. Second, each administrative village is equipped with 1-2 new rural insurance coordinators to help rural residents do a good job in participating in insurance.

Eight. Work measures

(A clear division of responsibilities

The new rural endowment insurance is a complex system engineering, involving many departments. In order to ensure the orderly development of the work, towns (offices) and relevant departments should do a good job in the new rural endowment insurance according to the division of functions.

1, County People's Social Security Bureau: responsible for the organization and coordination of the new rural old-age insurance, we should conscientiously perform the duties of the pilot department and the office of the leading group, actively communicate and coordinate with relevant departments, strengthen business guidance, supervise and inspect the implementation of policies and the promotion of work, and ask the county government to study and solve major problems in the work; Take the lead in overall planning, formulation and training of relevant supporting policies, unified management and comprehensive coordination. Coordinate and implement the work site, equipment purchase, publicity materials compilation and information summary and submission of county-level institutions.

2 county new rural and urban residents' social endowment insurance management center: responsible for reviewing the qualifications and treatment of insured residents; Responsible for the collection, disbursement and socialized distribution management of the new agricultural insurance fund, and establish and manage the personal accounts of the insured; Guide towns (offices) to carry out policy training and business work of social security services for employment; Responsible for the construction and maintenance of the basic information database of the new rural insurance in the county.

3. County Finance Bureau: responsible for supervising the collection, transfer, use and management of government subsidy funds required for the new rural insurance in the county, and ensuring that the special funds of the handling institutions and the county and township work subsidy funds are in place in time.

4. County Public Security Bureau: responsible for organizing the provision of household registration and population data of rural residents and determining the nature of household registration, timely completing the second-generation resident ID card and household registration book for the insured, and arranging the township (office) police station to actively cooperate with and support the development of the new rural insurance work in the township (office). Especially in the case of a large number of ID cards and household registration books, it is even more necessary to make preparations in advance.

5. Propaganda Department of the County Party Committee: responsible for the publicity and guidance of the new rural insurance policy in the county. Grasp the guidance of public opinion, unify the propaganda caliber, and timely follow up and report the typical experience generated in the pilot work of the new rural insurance in our county.

6. County Radio, Film and Television Bureau: It is responsible for opening a column in an easy-to-understand way to publicize the significance, basic principles, tasks, objectives, main policies and work requirements of the pilot work of the new rural endowment insurance, so that rural residents can fully and correctly understand the new rural endowment insurance policy.

7. County Supervision Bureau: responsible for formulating supervision and management measures, supervising and inspecting the implementation of the new rural insurance policy, and investigating violations.

8. County Letters and Calls Bureau: responsible for formulating the county-wide new rural insurance stability work plan and actively organizing its implementation; Responsible for handling letters and visits from the masses and taking the lead in handling mass emergencies.

9. County Disabled Persons' Federation: responsible for providing accurate data on severely disabled people in rural areas, doing a good job in grading disabled people in rural areas, issuing certification materials for first-and second-class severely disabled people, and making comments as required; Encourage and help groups with payment difficulties such as severely disabled people to participate in the new rural insurance.

10, County Audit Bureau: responsible for auditing and supervising the collection, use and management of the new rural endowment insurance fund.

1 1, Organization Department, Agriculture Bureau, Land and Resources Bureau, Civil Affairs Bureau, Family Planning Bureau, and Water Resources Bureau: responsible for coordinating with the Human Resources and Social Security Bureau, and * * * doing a good job in the connection between village cadres, rural five-guarantee support, social special care, rural minimum living security, old-age security for landless farmers, reservoir resettlement support policies, family planning incentives and the new rural insurance system.

12, each township (office): responsible for policy propaganda, insurance registration, information collection, data entry and qualification preliminary examination within its jurisdiction; Be responsible for summarizing and reporting all kinds of reports and materials; Responsible for maintaining stability within the jurisdiction.

(B) included in the assessment objectives

First, the county government regards the participation rate of the new rural insurance and the fund collection rate as one of the important indicators to assess the performance of township (office) governments, clarify responsibilities and strengthen target management. Second, each township (office) should formulate a detailed work promotion plan, decompose the work objectives and tasks, and quantify the responsibilities to people to ensure the smooth progress of the work. Third, each township (office) and each village (neighborhood) committee signed the "target responsibility book", which included the new rural insurance work in the stage assessment and year-end assessment.

(three) the implementation of work funds

The new rural endowment insurance is a livelihood project. In view of the actual situation such as tight time, heavy tasks and insufficient manpower and equipment, it is necessary to increase financial input and ensure funds. First, the county finance will include county-level subsidy funds in the budget at the beginning of the year to ensure that the required funds are paid in full and on time. Second, the county financial security funds, arrange a certain amount of start-up funds for the purchase of office facilities and equipment, network information construction, printing publicity materials, holding relevant meetings and training, etc., to ensure the smooth progress of the whole work.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.