With the high housing prices in Shenzhen, how can young people live?

? My family came to Shenzhen this year and has a house in Beijing. There is a loan. The house bought many years ago has little pressure to repay the loan, which is a little more than 10 thousand per month. Currently renting a house in Shenzhen. Let's talk about the house price first. Generally speaking, I think the house price in Shenzhen will drop, but I don't know how much. How much confidence do I have in my judgment? Not much, just think that the probability of decline is greater than 50%. In addition, I think the real estate in China will collapse within 10 years. Collapse means that it will stop rising or continue to fall. My judgment is based on the fact that the ability of China society as a whole to increase wealth will continue to shrink. Like any financial speculation, soaring housing prices are just a transfer of wealth, and wealth will be transferred from some people (poor diaosi) to others (who have the right to have money). Since diaosi can't create incremental wealth, even the cleverest meat eater can't transfer wealth. Why can't diaosi create more wealth? It is not that they are lazy, but that they are getting older and fewer successors. The demographic dividend has disappeared and the per capita production efficiency has not improved. The party and the country are so inefficient and proud that they have gradually given up family planning, which shows that the game of wolves eating sheep is really going to die. Specific to Shenzhen, because I have been in Beijing for many years, I can feel some differences, and the speculative atmosphere here is stronger. I said it, and I really went up; But, after all, you can come down. It is said on the internet that the party and the state have enough bullets to print money. It's true. The RMB will continue to depreciate crazily or not so crazy, but don't forget, compared with Beijing and Shanghai, there are not many concepts of Shenzhen speculation. You have gone up too much, and everyone is not a fool. It's safer to fire elsewhere. Therefore, parents or their hard-earned children should not buy a house at this point. Because you have paid too much, you have suffered yourself and your parents, and you may not be able to please your mother-in-law. I graduated in 2008. In 2009, the whole society created a word called just need. But I never thought it was a tenable concept. If you don't eat, you will die. That's called rigid demand. You can't live without your own house? Therefore, this is not rigid, but a new word created by interest groups, wrapped in real diaosi. A few years later, it proved that we were empty, and we continued our humble life. If a senior position takes over, my savings for many years will hit Shui Piao, and I will be ashamed of my family. There is a lot of spare money at home. Yes, I don't make any suggestions. For you, this is just a dispensable gamble. Since it is gambling, bearish is a game. Anyway, there are no substantive consequences except affecting the mood. Let's talk about how to stand on your own feet in Shenzhen. The general advice is to study, run, improve professional skills, drill interpersonal relationships, and continue to pay for yourself and your children. The bubble will always burst, but my strong body and useful brain will continue to give myself a bowl of rice to eat and steadily supply myself with a small sweet burden. China's housing market is the most destructive to China's economy. It does not skyrocket or plummet, but only rises or falls. It makes steady bears despair again and again, leaving only greedy speculators to enjoy the feast; Let those who believe in getting rich through hard work stop trying and concentrate on their own business. These problems are eroding the beautiful things in China's economy and society like chronic diseases. Although I have a house, I have never been enthusiastic about the skyrocketing housing prices. Because for most people in China who mainly rely on selling their own labor force like me, it is really silly to expect it to skyrocket after buying a house. Look at those people who eat meat. They are all drunk tonight. No matter who pays the bill in the Ming Dynasty, it is a curse that our nation has been unable to escape for thousands of years: when the polarization between the rich and the poor is immeasurable, riots are the only way to end prosperity.