How to distinguish American investment immigrants EB

There are two main risks in American investment immigration.

One of the risks is the green card risk. In order to constrain investment immigrants to invest in accordance with relevant regulations and create corresponding jobs, the US Immigration Bureau issued a conditional green card with a validity period of two years for the first time. The only difference between a conditional green card and an ordinary green card is the validity period, while the latter is valid for 10 years (it will be renewed when it expires). The Immigration Bureau will examine whether the applicant's investment funds are still in the project 2 1 month before the expiration of two years, and whether the invested projects can meet the requirements of indirectly creating 10 jobs. If it meets the requirements, the ordinary green card will be renewed, otherwise the green card will not be extended.

The second risk is the principal risk of $500,000. According to the US Immigration Bureau, EB-5 applicants' investment must be risky, and third parties are not allowed to guarantee the repayment of the applicants' investment. After the five-year investment expires, if the project party is insolvent, the applicant may not get back the investment money.

As far as the current investment immigration projects in the United States are concerned, they are generally divided into two categories: one is direct investment, and the applicant needs to bear the profit and loss of the project when investing in the project; Second, loans, in which the applicant lends the investment money to the project party, and the project party provides corresponding repayment guarantee, and the profit and loss have nothing to do with the applicant.

For the first type of project, the applicant has to bear the operation risk of the project, and the profit and loss of the project directly affects the principal security of the client. This kind of project generally has high returns, but also high risks. For the second type of project, the applicant only lends the investment money to the project and does not bear unnecessary business risks. The security of the principal is only related to the value of the mortgage collateral provided by the project party. The return on investment of such projects is usually low, but the risk is relatively low.

To sum up, experts believe that American investment immigration projects with controllable risks generally have the following characteristics:

1. involves a large amount of government funds (more than 30%);

2.EB-5 investment is relatively low (about 30%);

3. Adequate employment surplus (the employment surplus rate is more than 25%).

The above three points ensure that the project has sufficient support to successfully complete and successfully create enough jobs. 4. The project party provides the applicant with full mortgage collateral (generally 0.5~2 times of the loan amount of 65438+e b-5);

The applicant is the first creditor of the mortgage collateral provided by the project party.

(The above two points are to ensure that the applicant has sufficient repayment guarantee and can get back the investment money. )