I opened an account in the bank when I was studying abroad. Do I have to cancel my account when I leave?

For foreign debit cards, most banks charge monthly and annual fees. If you don't cancel, you will incur expenses and affect your personal credit.

Several things that international students should do before returning to China after graduation;

1, apply for the certificate of returning from studying abroad-you can't move without it after returning home.

2, the termination of the rental contract, network, gas, electricity accounts-this must be noted that the fees owed and the fines caused by arrears will accumulate indefinitely.

3, buy out the mobile phone contract-the mobile phone contract must be bought out, and the unpaid money can only be paid. Otherwise, the names of foreign students will be blacklisted after returning to China, which will have a great impact on their credit. And the longer it takes, the higher the cost. If you want to remove your name from the blacklist, you need to pay all the expenses incurred. Because there is no buyout, your contract will continue forever.

4. Cancel the account-if you have bills to pay, you can call the bank to cancel the account after returning home.

5. Apply for a certificate of no criminal record-if you want to immigrate to a country other than your study abroad in the future, you will be required to issue a certificate of no criminal record because you have been in a country for more than 1 year. It will be very troublesome to handle it overseas. If it is handled locally, it will save money and time.

6. Say goodbye politely to those who helped you during your study abroad-leave a good impression on each other.