What are the two kinds of social welfare in America?

American social welfare needs depend on your immigration status, the length of time you have lived in the United States, and your income. You or your family may be eligible for other federal benefits. Let's look at what social welfare in the United States includes.

I. Overview

The contents of American social welfare include pension, disability welfare, federal medical care, food stamps and other forms, and most of the people targeted are the elderly or the disabled.

America's welfare system also includes federal health care and food stamps. Federal medical care is an expensive medical expense, which is used to help the elderly over 65 and the disabled under 65. It is divided into hospital insurance and medical insurance. One-third of the medical insurance premium is allocated by the federal government from taxes, and the rest is the monthly insurance premium paid by the applicant himself. Food stamps are designed to solve the problem of feeding the poor. The applicant should show his income certificate and passbook in person at the office. After the application is approved, they can receive a card to redeem food stamps within 10 days.

There are two main forms of social welfare checks in the United States: one is a pension check and the other is a disability check. The purpose of these two welfare checks is mainly to give back and help the disadvantaged groups in society and ensure the basic quality of life of American citizens.

Second, receive social security benefits.

If you are disabled due to physical or mental reasons, but you can't work or even die for at least one year, then you or your children (with low income or no viability) can apply for Supplementary Security Income (SSI). This kind of welfare is called social security subsidy and relief fund. Please refer to the government publicationNo. 05- 1 1000. You should apply for such benefits as soon as possible, because it takes a long time from application to collection. If you receive social security benefits and your annual income exceeds $25,000, or your husband and wife earn more than $32,000, you must pay federal income tax.

Third, federal medical insurance.

Medical assistance is also deducted from everyone's salary and used for medical insurance for the elderly over 65. Some people under 65 are also eligible for federal medical insurance, including the disabled. This plan helps pay for medical expenses, but does not include all medical expenses or most long-term care expenses.

Medical insurance and Medicaid are different. Medicaid is a kind of help for people with low income and no financial resources. This subsidy is handled by social welfare and other institutions. Some people are entitled to two kinds of benefits, while others can only enjoy one of them.

Usually, you have to work in the United States for at least ten years (or 40 quarters) to get these medical insurance benefits.

Two parts of applying for federal medical insurance:

A, hospital insurance (Part A) is responsible for paying the expenses of part of family medical care and hospice care centers in inpatient hospitals or professional nursing sanatoriums (after hospitalization).

B. medical insurance (part b) is responsible for paying for doctor services and many other medical services and supplies not covered by hospital insurance. Generally, people over the age of 65 can enjoy part A medical insurance, and part B insurance requires extra diplomatic money. In 2005, the monthly fee was $78.20. Anyone who can get part A insurance can apply for part B insurance.