What is the application fee for immigration to the United States? Can I get a loan for the US immigration application fee?

What is the application fee for immigration to the United States? Can I get a loan for the US immigration application fee? EB- 1A excellent talent immigration investment

EB- 1A Application conditions for immigration of outstanding talents EB- 1A Application conditions for immigration of outstanding talents are divided into two types: one is a professional who has made great achievements, awards or important inventions in the world. The other category is "special talents" who can't win the international prosecution award, but have the following three standards or above. Please refer to EB- 1A in the United States for the application conditions of excellent talents for immigration, so I won't repeat them here.

How much does EB- 1A immigrant investment need? EB- 1A excellent talents' immigration investment mainly includes introduction fee, lawyer service fee, production fee, visa processing fee, etc. The overall price is about 45-70w RMB (the lawyer service fee of different applicants will be different).

EB- 1B immigration investment of outstanding experts and researchers

EB- 1B outstanding experts and researchers apply for immigration only if they are experts, professors or researchers with certain personal achievements and global fame in their specific scientific rationality or academic fields;

At least three years of research and summary work experience or teaching experience in their specific scientific and reasonable or academic fields; and

Commitment to obtain permanent scientific research posts or lifelong classroom teaching posts, and then apply by the employer;

Evaluation index of outstanding experts, professors/researchers

Get an important honor award or reputation for outstanding achievements;

Having the registered membership of the association that only those with outstanding performance can join;

In scientific publishing, there are articles about the achievements of foreigners (not just introducing foreign works or achievements);

Participate in the jury that has reviewed other people's works or served as a publication;

He has published articles in global public publications or written academic research books;

Make original theoretical, academic research or plastic arts contributions in your field.

How much does EB- 1B need for outstanding experts and researchers to invest in immigration?

The immigration expenses of EB- 1B excellent experts and researchers mainly include lawyer's agency fees, application fees, work fees and visa fees. Composition of intermediary service fee and other expenses. Depending on the employer, the price will fluctuate slightly. The overall cost is about 50w people.

The calculation method of American immigrant investment loan cost: Take the loan of 380Wrmb as an example. The customer must first deposit 465,438+00WRMB in the institution and sign a contract with the bank. Financial institutions will issue 380W loans the next day. Many people will ask what to do with the remaining 30W. After 3 months, the financial institution will directly deduct the loan interest difference from 30W and credit it to other customers' cards.

Some customers will struggle for cost. How to calculate the difference between deposit and loan? In the normal stage, the annual deposit interest rate of financial institutions is around 1.4%, and the loan interest rate is 4.75% (the standard loan interest rate in China is 4.35%). In this way, after three months, the loan-to-deposit ratio difference of customer loans is 380 W * 4.75% * 0.25-410 */kloc-0.4% * 0.25, which is about within 3 W. At the same time, due to the rise of US dollar interest rate, the necessary loan amount will increase, and the interest rate of customers who handle earlier will be around 6.5. It is very likely that a loan of 360W will be enough, and the cost will be lower. Naturally, if the deposit is relatively large, it looks very cost-effective and the loss is small, but don't forget that the interest rate of time deposits in commercial banks is relatively low, so you can have extra money or go directly to buy wealth management ~

There is still one month before the regime change in 930, and the exchange rate of the US dollar is still rising. If you want to handle it, the customer needs to handle it as soon as possible. After the total investment and exchange rate rise, the loan should be more than 3Wrmb ~

The new policy of US Immigration Service regards loans as its own funds.

At the announcement meeting held on April 22, 20 15, the US Immigration Bureau indicated that it had implemented an existing policy on EB-5, using bank mortgage as its own fund. This new policy is a brand-new interpretation of the application of "assets" and "debts" in EB-5 policies and regulations by the US Immigration Service. In the concept of Section 204.6 of Title 8 of the Code of Federal Regulations, there is a capital injection of "the debt secured by the property owned by [the applicant] is based on the fact that [the applicant] is personally responsible for the debt". Since the advent of EB-5 scheme, this definition has been considered to be applicable to investment transactions between applicants and projects. Now, the US Immigration Service suddenly applies this definition to the debt transaction in the investor's own capital chain.

In this way, American immigrants who invest in EB-5 must prove today that they have the right to use the pledge as a loan guarantee for financial institutions, and that they are personally responsible for the loan. Among them, the common phenomenon is that the applicant, as the sole owner of the real estate, applies for a loan with the real estate as a pledge. Such an example will not cause other problems under the new policy of the US Immigration Service. Similarly, if the pledge is completely owned by a third party, and the third party obtains a loan with the pledge and gives the loan assets to the applicant, there will be no other problems under the New Deal of the US Immigration Bureau. In addition, the US Immigration Bureau now gives the same re-examination and approval to the application of the applicant and his/her spouse's property as collateral for the loan, and the applicant is the key lender of the loan. However, it seems unclear whether the US Immigration Service will allow applicants and their spouses as examples of loan borrowers.

In addition, there is a more complicated phenomenon, that is, the applicant and a third party other than the other half own a certain property, for example, parents and their children own a certain property or the applicant has a certain market share in the property. Such an example will be denied under the new policy of the US Immigration Service. Similarly, if the applicant is a lender and the borrower is not the only lender, its treatment is likely to be rejected. In addition, unsecured loans are not accepted, and this requirement has always been clear to the US Immigration Service.

The most convenient and intuitive way to deal with the above shortcomings is to give the mortgaged house or loan assets to the applicant. Property owners can get loans in their names and give them to the applicants. Alternatively, the applicant can accept a gift from a property and take this opportunity to get a loan immediately. If the applicant is the * * * owner of a certain property, he must take one step every day, that is, the applicant must first transfer every copy of his property to the * * * owner. All these methods are also recognized by the US Immigration Bureau, based on the fact that the gift agreement and the transfer statement must specify the relevant matters in chronological order and become legally binding documents after being signed by the relevant defendants. However, whether the signed and effective transfer statement is enough to explain the change of ownership and whether it is necessary to give proof of the change of the declared right to use qualification certificate needs further attention.

The introduction of this new policy by the US Immigration Bureau has basically been widely resisted by EB-5 parties, and the voice of resistance is mainly reflected in the incomplete expression of the law in the New Deal. The new interpretation is not only mutually exclusive with the general meaning of laws and regulations, but also different from the binding decision made by the administrative department before suing the company office (AAO). However, from the perspective of USCIS, this new policy is actually an existing policy that has been implemented all the time, but it has been misused because of misunderstanding of the existing standards and regulations. So the New Deal can still be used for all the examples now. Prosecutions against this problem are constantly appearing, and according to the judgment of the federal court, this problem is expected to be solved in time.

At this stage, there are shortcomings compared with loans, and investors who have submitted applications have more difficulties. At the special key point of each case, some situations are likely to be redeemed by paying. However, this is not foolproof. Although the subsequent donation or transfer is likely to save the shortcomings of the loan, according to laws and regulations, this behavior may be denied because the application cannot be approved at the time of submission. Because the implementation of the New Deal is very short and sudden, there are no clear answers to many legal risks in the near future. This answer can only flash with the passage of time and the accumulation of experience. In the meantime, investors who do have short-term loans should ask teachers for rescue methods that can minimize risks.