Let's talk about "house price problem", a hot topic in 20 10 NPC and CPPCC. ...

Combined with the hot topic "housing price problem" of 20 10 NPC and CPPCC, I want to talk about my own views.

-1986 born buyers.

Key points: the government's suppression of excessive housing price growth may "accidentally hurt" normal buyers.

The game between real estate developers and the government will not be reduced because of the introduction of the "National Ten Articles", but will be more intense.

Even if the first-hand houses are temporarily suppressed, the second-hand houses are still hot.

People who want to buy a house might as well sell it early.

After the Spring Festival, the "two sessions" were held, and the government proposed to curb the excessive growth of housing prices, which brought confidence to the people in buying houses. However, the emergence of Beijing Diwang broke everyone's Conan dream. A girl who was born in 1986 and lives in Guangzhou expressed this view.

First, the government's suppression of excessive housing price growth may "accidentally hurt" normal buyers like me.

Those of us who have only worked for two or three years and can buy a house and consider buying a house must be supported by our families. That's one hundred percent. Buying a house on your own, or on your own and your boyfriend's income, is something you don't even have to think about.

The girl spoke to the reporter like this.

I began to look at the buildings at home. In August, 2009, I moved from the unit where I worked for one year to the present unit. My family felt that my position and income were relatively stable, so they suggested that I buy a house. They paid a down payment of 300 thousand, and I paid the rest myself Their idea is that since I plan to take root in Guangzhou and my boyfriend's family can't afford a house for the time being, I will solve the house problem myself as soon as possible.

When my family mentioned it, I was not very enthusiastic, so I kept dragging my feet. Just then, a friend of mine who immigrated to the United States came back, and she actually went back to Guangzhou to speculate in real estate. Under her leadership, I saw countless real estates in a week. Then she learned how to choose real estate, how to bargain with the intermediary, and how to go through the formalities, which is considered as the door to "buying a house".

From the beginning, my "brand" and goal were clear: a three-bedroom apartment with a down payment of 300,000 yuan and a total price of 900,000 yuan. With the income level of my boyfriend and I, this is the limit we can bear; The reason why I want a three-bedroom apartment is mainly because my parents will come from Guangxi in the future and the family can live there. They gave me a down payment. I hope they can have a comfortable stay in Guangzhou.

After the Chinese New Year, two sessions of the National People's Congress were held, and my friend told me: "Premier Wen said in the" Government Work Report "that we should curb the excessive rise in housing prices. It is better to wait. " But my idea is that good health is good, but how much can it be reduced?

In fact, I have always thought clearly that it is impossible for me to copy the bottom of the property market, because I can't judge at all. Experts in the media have different opinions. Therefore, my mood has not changed much because of the ups and downs of housing prices along the way. I am satisfied to find a house that I can afford and suit myself. As long as it appears, I will buy it. However, judging from the current results, the "Ten Articles of New China" temporarily suppressed the price of the first-hand property, but the second-hand property basically did not move, and there is an upward trend. So I said that the policy is very good, but it may hurt our normal buyers by mistake. For example, the threshold of various loans has increased, and it is more difficult for us to buy a house.

Second, the game between real estate developers and the government will not be reduced because of the introduction of the "National Ten Articles", but will be more intense.

The introduction of the new "National Ten Articles" has formed a game among developers, governments and property buyers. When the house we needed appeared, I found that the price increased, the difficulty increased and we faced more problems.

Even if the first-hand house drops, we still can't bear it. We didn't consider buying a car, so we had to buy a house in the city or the suburbs. If it's far, it depends on the subway. The first-hand property prices in Guangzhou urban and suburban areas are basically below10.5 million yuan.

It's almost June now, and I'm beginning to feel that it's unrealistic to continue to expect property prices to fall, because there are too many buyers with "rigid demand" in Guangzhou.

Many people say "post-80s", especially those born in 1980s like me, are rebellious, open-minded, brave to accept new things, do not play by common sense, and have different ideas. But with the growth of age, at some key time points, such as getting married and having children, our concept is actually very traditional and no different from others.

Of course, if you want to get married, you'd better have your own house. Although you can get married without a house, you have to buy it sooner or later, and you must buy it. Because renting a house is too unstable, we have to face uncertain factors such as whether the landlord increases the rent or not. It is a wish and a practical need to have a nest of your own.

My current boyfriend is in college, and the relationship is very stable. His family has no money to help him buy a house in Guangzhou, so it doesn't matter if I buy it, but there must always be a house for two people, just like home. To tell the truth, if I don't meet him, I will consider finding someone with good material conditions, a house, a car and an economic foundation, and someone who doesn't need me to think so much. This is not all reality, just for a more stable life in the future.

But now I have chosen, two people walk together, and I will definitely not be separated because he has no house. After all, he is not a snob. Now the situation can only be two people working together. But if I give some advice to junior girls, I will advise them to find material conditions.

Third, even if the first-hand houses are temporarily suppressed, the second-hand houses are still hot.

At the end of last year, according to my request, I searched the house online and looked for different agents. Finally, I felt it was really difficult to find a house: I saw a lot of houses, but there were always various problems, and the more I looked, the more annoying I became. Sometimes I can't help thinking that if I take this 900 thousand back to my hometown, I can buy a nice and big brand-new house.

After four or five months, I want to sign it as long as it looks basically qualified. I didn't expect that signing a contract was more difficult than finding a house.

In the property market, many buyers have been refused visas by the owners, and many sellers have the impulse to sit on the ground and start the price. Between buying and selling, strong and weak judgment, high and low judgment. The introduction of the "Ten Articles of New China" may be difficult to change the disadvantages of buyers in the short term.

In February this year, the first house I wanted to sign appeared, with 940,000 stairs. However, the owner has refused to sign, saying that family members have different opinions to reconsider. After waiting for more than ten days, I finally said I wouldn't sell it.

Premier Wen Jiabao said in the "Government Work Report" that it is necessary to curb the excessive rise in housing prices. At the two sessions, members and representatives also had a heated discussion on this issue. But the reality we see is that although the first-hand houses have been restrained, the second-hand houses are high above them and still hold their noble heads high.

My new house has risen to 980,000 yuan. Originally, my bottom line was to talk to the owner about 960 thousand. As a result, on the afternoon of signing the contract, the owner made an appointment with three buyers. The other two buyers, one bid 6.5438+0,000 yuan and the other bid 6.5438+0,300 yuan, the owner increased the price to 6.5438+0,500 yuan on the spot. After tossing for a long time, it was sold at 6.5438+0.03 million yuan. I finally understand what "robbing a house" means. A friend of mine is also buying a house. We exchanged experiences with each other and came to the conclusion that after the introduction of the new "National Ten Articles", the first-hand housing may have declined, but the second-hand housing has not dropped at all, and a penny has not dropped.

Fourth, people who want to buy a house had better sell it early.

When I was in college, many students thought so, too. They disdained the idea of "being suitable for each other". But now it seems that it is right to be appropriate. A boy in his mid-twenties, who just graduated and entered the society, can't have a rich material foundation in a short time, so girls have to wait. If she waits too long, she can't complain, and both of them will walk very hard. It's not that I don't expect romantic love, but as I get older, I will understand more and more that life is a very realistic thing.

I work in human resources and have come into contact with young employees and peers in many companies. These "post-80s" want to go to Beijing, Shanghai, Guangzhou and other big cities for development whenever they have the chance. We came to these big cities from different places with a beautiful vision, but with the understanding of the city, we will see the real face of a city more and more, and feel more and more that it is not easy to live in a big city. The house is a huge obstacle that will be faced sooner or later.

After a few years, these young people will gradually see the high housing prices, crowded traffic, high living costs and relatively meager salaries in big cities, thus shaking their determination to continue living in Guangzhou. I talked to these colleagues, and 80% of them said they would consider going back to their hometown for another two years. At least buying a house is cheap and you can live better and more comfortably. If you still stay in the city, buy a house as soon as possible and buy it as soon as possible.