Sichuan Nanchong First House Purchase Subsidy Policy

As we all know, the policy changes with the changes of the times and the environment. We live here, and we need to pay attention to the policy changes at all times if we want to keep up with the pace. This article will talk about the latest housing subsidy policy and housing loan policy in Nanchong.

the first suite of Nanchong's commercial loan policy is recognized: commercial housing loans, which are recognized as loans but not houses, are recognized as first suites, regardless of whether they have handled housing mortgage loans before, as long as there are no outstanding housing mortgage loans under the current family name. Interest rate: commercial housing loan (over 5 years), with the lowest interest rate of 4.1% for the first suite and 4.9% for the second suite. The interest rate of commercial loans is influenced by personal credit information and bank loan policies, and the interest rates signed by different individuals may be different.

confirmation of the first suite of Nanchong provident fund loan policy: the confirmation of the first suite of housing provident fund loan is based on the provident fund loan records of both husband and wife; if there is no provident fund loan record, it is confirmed as the first suite; If there is a record of a provident fund loan that has been settled, it is recognized as a second suite; If there is a record of outstanding provident fund loans, or there are two or more records of settled provident fund loans, you cannot apply for provident fund loans again. Loan amount: 5, yuan for single employees and 6, yuan for double employees; For families with two children, there are 6, single employees and 7, double employees; For families with three children, there are 7, single employees and 8, double employees; The time for continuous deposit is 6-11 months, and it needs to be multiplied by the time coefficient of .5; for continuous deposit is 12-24 months, it needs to be multiplied by the time coefficient of .9 (how much the provident fund can be loaned depends on the deposit base, repayment ability, personal credit information, etc.). Interest rate: housing provident fund loan (more than 5 years), the interest rate of the first suite is 3.1%, and the interest rate of the second suite is 3.575%. Application: You need to pay the housing provident fund in full every month for more than 6 months before you can apply for the housing provident fund loan. Off-site deposit: If the credit information is flawless, you can apply for a loan to buy a house in Nanchong, but the loan period is longer. * At present, Nanchong is temporarily unable to handle the business of transferring commercial loans to provident fund loans.

taxes and fees related to Nanchong house purchase

deed tax payment standard for the first suite, with an area of 9 square meters or less, is subject to 1% deed tax; If the area is more than 9 square meters, the deed tax shall be levied at 1.5%. The second suite, with an area of 9 square meters or less, is subject to deed tax of 1%; If the area is more than 9 square meters, the deed tax will be levied at 2%.

Housing Subsidy Policy

Housing Subsidy in Nanchong City From October 1, 222 to January 31, 223, upon the application of a real estate development enterprise, on the basis of voluntarily giving the buyers a discount of 3% of the total price of the commercial housing sales contract signed online, the medical staff, migrant workers, imported talents, college graduates and other buyers who bought commercial housing in Nanchong City were paid according to the purchase price. In principle, the number of financial subsidies shall not exceed 1 (sets). From October 1, 222 to January 31, 223, upon the application of the development enterprise, on the basis of voluntarily giving the buyers a discount of 1% of the total price of the online commercial housing sales contract for the underground garages (parking spaces) sold, the buyers who bought the underground garages (parking spaces) in the main city, such as medical staff, migrant workers, imported talents, college graduates or above, signed the online commercial housing sales contract according to the purchased underground garages (parking spaces).

from now until February 28th, 223, the housing subsidies in Xichong County, such as the local rural population, non-Xichong migrants, relocated households, families with two children and three children in line with the national birth policy, and people with college education or above, will be given a 3% discount voluntarily by the developer according to the total price of the commercial housing sales contract signed online, and a 3% one-time financial subsidy will be given (the total amount of the discount and subsidy shall not exceed 15, yuan respectively. For buyers who buy 1 or more sets of commercial housing, according to the total price of the commercial housing sales contract signed online, the developer will voluntarily give 5% discount, and the financial department will give 5% subsidy at one time (the total amount of discount and subsidy shall not exceed 2, yuan/set respectively). The above two preferential subsidy policies are not repeated. For buyers who buy underground garages (parking spaces) (excluding second-hand car garages) in the county and apply for online signing contracts for the record, the developer will voluntarily give a 1% discount and a one-time financial subsidy according to the total price of online signing underground garages (parking spaces) sales contracts.

The housing subsidy in Yilong County is from now until February 28th, 223. Generally, the buyers who purchase new commercial housing in the county planning area and apply for online contract filing will be subsidized according to the 45 yuan /m2 standard. Families who have two or three children in line with the national birth policy will be given housing subsidies in 1 yuan /m2 and 2 yuan /m2 respectively on the basis of enjoying the 45 yuan /m2 subsidy if they purchase new commercial housing in the county planning area and apply for online contract filing. If the migrant workers who have been working in the investment-inviting enterprises of the Yilong Economic Development Zone government for half a year and are on the job buy new commercial housing in the county planning area and handle the online signing contract for the record, they will be given the housing subsidy of 1 yuan /m2 on the basis of enjoying the subsidy of 45 yuan /m2. If famous teachers and doctors buy new commercial housing in the county planning area and sign the contract online for the record, they will be given 1 yuan /m2 housing subsidy on the basis of enjoying 45 yuan /m2 subsidy.

Purchase subsidy in Yingshan County. Buyers who purchase houses in the county planning area will be subsidized by grades if they meet the criteria for talent designation, and the maximum subsidy can be 5, yuan. During the period from the date of promulgation of the policy to February 28th, 223, buyers who purchase new commercial housing in the county planning area can directly enjoy the purchase subsidy if they meet the following conditions: non-Yingshan native buyers (including those whose husband and wife are non-Yingshan native) give 4 yuan /m2 the purchase subsidy, and rural household buyers (including those whose husband and wife are rural household registration) give 3 yuan /m2 the purchase subsidy; The purchaser who buys the first suite will be given a housing subsidy of 3 yuan /m2. Buyers who have commercial housing in the county give 2 yuan /m2 housing subsidies; With full-time bachelor degree or above, employees of administrative institutions and state-owned enterprises working in Yingshan, and employees of investment-attracting enterprises of the county government who have worked for three years and are on the job, will be given a housing subsidy of 2 yuan /m2; For families with two or three children who meet the policy, they will be given housing subsidies in 1 yuan /m2 and 2 yuan /m2 respectively; The purchaser who buys the underground property parking space in the commercial housing community will be given a subsidy of 4, yuan/unit, with a maximum subsidy of 6, yuan per household. Gifted property parking spaces do not enjoy this policy.