Welfare Policy of German Immigrants

German welfare policy 1, maternity welfare

All German citizens, permanent residence visa holders, work visa holders and their spouses can enjoy maternity benefits. Women of childbearing age enjoy legal protection from dismissal during pregnancy and in the short term after delivery, and continue to enjoy wages. Both husband and wife can enjoy welfare, apply for childcare for a total of three years, and continue to enjoy part of their wages. If a woman of childbearing age does not have a job before the birth of her child, she can get a monthly subsidy of 300 euros. If the applicant works before the baby is born, the maternity allowance is 67% of the average after-tax wage difference before and after the baby is born, with a maximum of 65,438+0,800 euros. In other words, if you don't work during the holidays, you get 67% of your original salary. If you take care of children part-time, 67% of the lost after-tax salary will be made up by maternity allowance. The longest maternity allowance is 12 months. In addition, a series of expenses for pregnant women from pregnancy to postpartum care are borne by insurance companies.

The child was born in Germany, and the government gave about 1000 euros.

Milk powder subsidy: for infants under 18 months (which can be extended to 24 months), there is a monthly milk powder subsidy of about 300 euros.

Children born in Germany can choose whether to become German citizens at the age of 18.

2. Parenting benefits (children's pocket money)?

The Federal Child Allowance Act stipulates that children of German nationality and holders of permanent residence visas and work visas in Germany are entitled to child allowance. Newborns born in Germany are counted from the month of birth, while children of foreign immigrants are counted from the month when they enter Germany. Children's allowance is paid monthly, specifically: 65,438+084 euros for the first child, 65,438+084 euros for the second child, 65,438+090 euros for the third child and 265,438+05 euros for the fourth child (about 200 euros per child per month). Every child can get 18 years old, and if 18 years old wants to continue studying, he can get 25 years old. /kloc-children with an annual income of more than 7680 euros cannot get child allowance.

Even so, Germans don't want to have children, because Germans want to pursue a more relaxed life and don't want to spend time on having children.

3. Free and compulsory education

The German government attaches great importance to education, and public schools are free. In addition, there is no college entrance examination in Germany. After obtaining a German high school diploma, children can choose to attend a comprehensive university or vocational college. German universities have advanced facilities and attach great importance to the practice of theoretical knowledge (so there are many experimental courses). Classes are generally divided into Vorlesung, Ubung and Praktikum. Large classes are generally in classrooms that can accommodate more than 500 people, small classes are in small classrooms that can accommodate 10 to 30 people, and experimental classes have special laboratories. Students arrange their own courses each semester, which means that professors usually talk about the same content 2-3 times a week, and students choose a class to listen to according to their own time. German universities do not distribute teaching materials. If you read a book, you can go to the library, take notes in class, or download handouts from the professor's personal homepage. The dining halls of German universities are rich in dishes, sufficient in weight, safe and hygienic, and cheap.

4. Housing subsidies?

According to the federal housing allowance law, housing allowance is a kind of subsidy for the rent of those who have legal requirements or the economic burden caused by individual housing purchase. By providing housing subsidies, the burden of rent and house purchase should not exceed the financial ability of families or single people. Housing subsidies are only provided to families with relatively low incomes. Moreover, Germans like renting houses, and there are specialized rental companies that provide long-term rental houses. These contracts are signed once a year. As long as we abide by the provisions of the contract, there is no matter that the landlord is not happy to drive the tenant out. The rent is about 400 euros in the eastern States (taking 90 square meters as an example) and about 700 euros in the western and southern States. Rent is divided into warm rent and cold rent, that is, including utilities and excluding utilities. Most houses in Germany use central heating, and all houses are equipped with radiators. Generally, heating will be provided after 10, and it will last until May of the following year. The household voltage in Germany is 220V, which is the same as that in China, but the power socket is a European-style round hole socket, and the domestic flat plug needs its own converter.

5. Perfect medical insurance system

In Germany, the coverage rate of medical insurance is basically 100%, almost every resident is a member of a statutory or private medical insurance institution, and those whose total income is less than 47,700 euros (2007 standard) must participate in the statutory medical insurance. Even in remote rural areas, people enjoy extensive medical care, and this service does not depend on the income of patients. Generally, international students join the national insurance company at a cost of 50 euros/month. The work permit holder suggests buying medical insurance from a private insurance company at a cost of 70 euros/month. If the medical insurance cost of the national insurance company exceeds 100 Euro. In the construction of medical service system, Germany does not implement the designated medical system, and anyone can choose to go to any hospital or any pharmacy to see a doctor and buy medicine. In Germany, medicines are strictly separated. Doctors prescribe drugs and patients go to pharmacies to buy them. The right of doctors to prescribe drugs and the right of pharmacies to sell drugs are strictly separated. Doctors are not allowed to suggest or imply that patients go to specific hospitals to buy drugs, which avoids the situation that doctors abuse their prescription rights and seek huge profits from drug dealers. In Germany, drugs are generally not freely traded goods, and pharmacies need patients to have prescriptions to sell quantitative drugs. If you get sick in Germany, you can go directly to the hospital or clinic. You need to pay a registration fee of 10 euros to see a doctor, and you can see a doctor unlimited times within 3 months after payment. After seeing the doctor, you can sign the bill and leave, and the expenses will be settled by the insurance company.

6. Social insurance

The social insurance system in Germany needs medical insurance, accident insurance, old-age insurance, unemployment insurance and nursing insurance. According to the law, except for the work-related injury insurance premium, all other insurance premiums are paid by the employer and the employee in half.