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What is the loan amount of Zhengzhou provident fund?
Zhengzhou City determines the single maximum loan amount according to the difference between the borrower's husband and wife's housing provident fund deposit. If the husband and wife deposit the housing provident fund in Zhengzhou housing provident fund management institution (including Zhengzhou city and county management institutions, excluding provincial and industrial system management institutions, the same below) and the deposit meets the loan conditions, the maximum single loan amount is 450,000 yuan; If the borrower unilaterally (including unmarried, divorced or widowed people who have not remarried) deposits the housing provident fund in the housing provident fund management institution of Zhengzhou City, and the deposit meets the loan conditions, the maximum single loan amount is 350,000 yuan. Counties (cities) and Shang Jie District do not determine the single maximum loan amount according to the difference between the amount of housing provident fund paid by both husband and wife. Where the housing provident fund is deposited in the housing provident fund management institution of Zhengzhou City and meets the loan conditions, the single maximum loan amount is unified to 300,000 yuan. The specific loan amount is determined according to other loan policy requirements within the maximum limit. The amount of the refinanced mortgage loan shall not exceed the principal balance of the original commercial housing loan in the same period.
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