How to explain Canadian visa funds?

Hello! Legal sources are very important.

The capital certificate refers to the document that proves the value of the assets owned by the applicant. The legal capital certificate is a certificate issued by the appraiser of a professional institution in accordance with legal procedures, with the currency as the calculation scale, after evaluation and estimation.

The legal sources of funds recognized by the Canadian government include these aspects: bank deposits, stocks, funds, real estate, investment insurance and company assets.

Bank deposit is the main channel to explain the source of funds to applicants. It is also one of the criteria for visa officers to judge whether the deposit amount is normal according to your professional status.

For international students, their financial proof only needs 1 year tuition and living expenses (a few schools need to provide proof that they can pay for 4 years).

While stocks, funds and real estate are natural appreciation in asset appreciation. Natural appreciation does not need to explain the source to the visa officer, but only needs to provide the transaction record of investment income.

It should be noted that although buying a house or investing in stocks does not need to explain the value-added amount, the legal source of the principal of both needs to be clearly explained!

How can investment immigrants prove that funds are legal?

Canadian investment immigrants, as the name implies, are China businessmen who want to invest and start businesses in Canada. Different provinces in Canada have different thresholds for investment immigration, but investors are generally required to be "rich and willful".

On the one hand, as long as you prove that the source of your investment amount is legal, other requirements are not a big problem. If you are a corporate executive or a white-collar worker (including ordinary employees, etc. ) In China, the legitimate sources of funds are mainly wages, bonuses, commissions and real estate.

The documents you need to prepare are as follows:

1. A copy of the employer's business license, the labor contract you signed with the company, the company's employment documents or notification documents for you, etc.

2 annual salary and bonus income certificate, bank deposit certificate.

3. If there are real estate income sources and stock income sources, you should provide corresponding real estate income certificates and property ownership certificates (proving that the house belongs to you), as well as investment records of stock income.

If you apply for an investment immigrant visa as an enterprise owner (or enterprise shareholder), the legal sources of funds include the following three aspects:

1. Company business license, industrial and commercial registration information, and shares of shareholders of the company.

Function: to prove that the company has the legal right to operate, not to operate without a license.

2. Provide financial statements showing the company's profitability and the applicant's annual profit sharing certificate.

Function: It proves that the company has a stable income source, which is an important indicator to reflect the company's investment benefit and income balance.

3. Source of principal of the registered company

Function: This principal refers to the source of funds for starting a company. You can show specific proof of relevant property through the income certificate of your former company or your own entrepreneurial experience.

What we need to pay attention to is that both white-collar executives and business businessmen will be involved in taxation when proving the legal source of funds. Immigration Canada is very strict in checking the tax bills paid by individuals, which needs to be explained.

This explanation has two aspects: the more tax bills you can provide, the better, and the more detailed, the better; If you can't provide a tax bill, you should provide an honest and credible explanation, and don't try to falsify or conceal it. You can go to the local local tax bureau to issue a certificate.

How can international students prove that the source of funds is legal?

When many international students apply for student visas, the biggest headache is to prove the legal source of funds, because if the amount of funds is too large, it is easy for visa officers to suspect that this is an illegal source of funds, while the amount they bring is too small, and they are afraid that they will not turn around if they encounter anything in a foreign country.

Actually, there is no such trouble The way for international students to prove their legitimate funds is simple!

1. The source of deposit is very important, and reasonable funds are more important.

2. A third-party certificate should be enough.

3. Relatives can contribute part of the funds.

In addition, if your funds prove that it is not mainly based on salary income, investment and operation, or because the family funds are insufficient, then let relatives subsidize part of the funds.

Instead, you should prove your relationship with your family and friends through inheritance, mortgage and money from them.

Take the proof of legacy funds as an example. If you are related, you need to show the visa officer the materials of your relationship with the deceased (household registration book, ID card, etc.). ) and whether the source of the deceased's assets is reasonable (it is necessary to provide the real estate analysis materials of the deceased before his death, as well as bank deposit certificates, etc. ). This shows that you have a legitimate right to inheritance and a well-founded formal source of funds.

In recent years, the number of China immigrants to Canada has been increasing, and their examination of the source of applicants' funds has become more and more strict. If it is found that there is a false proof of the source of funds, it may face visa refusal or repatriation and be investigated for criminal responsibility.

Therefore, I would like to remind my friends who are preparing for immigration that in the process of preparing proof of the source of funds, don't think about taking shortcuts!