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Is it possible to study abroad after work?
If you have a junior college level, you can only be regarded as a community college at best, because you graduated from a junior college without a bachelor's degree, so you can't apply for graduate students even if you go abroad. This is the same reason that you can't take the postgraduate entrance examination directly in China. In China, you need a degree certificate to take the postgraduate entrance examination. In a foreign country, you have to study from an undergraduate course. But because you have already taken some courses, you can discuss with the school how many credits to avoid and graduate early.
Where to go, after all, if you want to study finance, it is basically easy to go anywhere, depending on your financial strength. If there is no pressure at one's own expense, of course, the United States is the best. If you are inclined to immigrate, you can consider Canada. If you want to go home for a holiday, there are many choices in Asia. The advantage of studying in Europe is that you can look around in summer and increase your knowledge. . .
By the way, improving your English is what you should do before going abroad. If you want to improve your English after going abroad, studying abroad will become very difficult. Think about how much you can understand in class if you have difficulty in daily conversation. If you don't understand in class, how can you expect to learn something? No matter what language you use, the places you learn are actually the same.
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