Can't change money to buy a house anymore? In fact, there are ways to buy a home overseas!

Buying a house by foreign investors is getting more and more popular!

In order to avoid domestic real estate risks,

Seeking to preserve the value of assets,

Many big names have chosen overseas home ownership!

As can be understood,

Wang Jianlin, Pan Shiyi, Zhang Xin and other industry leaders,

Have your own property overseas.

As we expected,

It is estimated that there will be a house grab overseas in the future!

however

At this lively moment,

China Foreign Exchange Bureau has dealt a heavy blow to investors!

According to news reports,

Investors can't buy homes overseas through foreign exchange in the future!

Especially in the purchase of real estate and overseas investment.

In the face of this news,

Will investors give up overseas home ownership?

All wet!

Overseas real estate may break through the supervision of policies through crowdfunding.

As can be understood,

Some overseas properties bypass supervision through crowdfunding.

Providing investors with so-called overseas real estate investment targets;

Some Internet platforms will also adopt the so-called crowdfunding model.

Operating in areas with regulatory gaps,

Help investors to convert RMB into foreign currency,

And then flow to overseas real estate market.

In this way, for investors,

The renminbi eventually turned into dollars,

Compared with direct exchange,

Just one more turn.

however

This is still risky.

It's not legal either!

So,

What about buying a house overseas?

1, using third-party remittance

First of all, investors can transfer the purchase funds to the bank account of a third party in China; Then, the equivalent amount of US dollars will be transferred from the overseas bank account to the investor's overseas account or the developer's overseas account through a third party.

2, through the bank "memory loan" or "internal insurance loan" to buy a house.

As a formal channel for capital outflow, private banks' high-end cross-border service "out-of-memory loan" has gradually become another choice for high-end customers. That is to say, deposit a sum of money in a domestic bank and then borrow money abroad. In practice, the process of memory lending is relatively complicated. First of all, the threshold is high; High-end cross-border financial services are mainly corporate business and high-end individual customers. Secondly, the procedure of signing the tripartite agreement is more complicated. Third, the handling fee and loan interest rate are relatively high. Therefore, investors can choose according to their own situation.

3. Open multiple overseas accounts and reserve enough operation time.

This is a relatively safe and low-cost method, but the front line is long and the operation is a bit cumbersome. For example, ask three friends and relatives to open an overseas account, and each friend invites four friends to purchase about 50,000 US dollars each, with the total amount not exceeding 200,000 US dollars, and remit them to their overseas accounts. In this way, each of the three friends' overseas accounts remitted $200,000 to your account and got $600,000 for overseas investment.

(The above answers were published on 2017-01-13. Please refer to the actual situation for the current purchase policy. )

Comprehensive and timely real estate information, click to view.