Model essay on micro-enterprise entrepreneurship application

I. Definition of Micro-enterprise Micro-enterprise refers to an enterprise organization with a small number of employees, a high concentration of property rights and management rights, a single type of products and services, and a small scale of operation. It has the characteristics of low start-up cost, great employment flexibility and quick effect. The micro-enterprises supported by our city mainly refer to enterprises with less than 20 employees (including investors) and entrepreneurs investing 654.38+10,000 yuan or less. Second, micro-enterprise entrepreneurship support targets Micro-enterprise entrepreneurship support targets are "ten groups of people" supported by national policies, including: (1) college graduates. Refers to graduates who are unemployed and have full-time secondary schools, higher vocational colleges, junior colleges, undergraduate courses, graduate students and other academic levels, as well as vocational students who have obtained vocational skill level certificates and vocational education graduation certificates (including collective accounts in this city). (2) laid-off workers. Refers to the laid-off workers of state-owned enterprises in this Municipality who hold the Employment Certificate or the Employee Unemployment Certificate, the workers who need to be resettled after the closure and bankruptcy of state-owned enterprises, and the laid-off workers of urban collective enterprises; Other registered unemployed people in cities and towns who have enjoyed the minimum living guarantee for urban residents and are unemployed and hold the Unemployment Certificate for Urban Unemployed Persons and the Minimum Living Guarantee Certificate. (3) Returning migrant workers. Refers to the rural household registration personnel in this city who have been engaged in work and business outside the domicile for more than 1 year within the working age stipulated by the state, and hold relevant certificates of going out to work and business. (four) "peasants" personnel. Refers to the residents of this city who are registered as urban residents because the rural collective land is expropriated (used) by the government according to law. Except when the land acquisition has been placed for employment and the household registration relationship has moved out of this city. (5) Immigrants in the Three Gorges reservoir area. Refers to the flooded immigrants and land-occupying immigrants in the Chongqing reservoir area of the Three Gorges Project in this city. (6) disabled people. Refers to the city residents who hold the People's Republic of China (PRC) Disabled Persons' Card and the People's Republic of China (PRC) disabled soldiers Card and have the entrepreneurial ability. (7) Retired soldiers in urban and rural areas. Refers to all retired noncommissioned officers and conscripts with urban household registration and rural household registration within the administrative division of this Municipality. Retired soldiers who meet the resettlement conditions, except those who have been resettled. (8) Cultural and creative personnel. Refers to the city residents engaged in culture and art, animation and games, education and training, consulting and planning, products, advertising, fashion design and other industries. (9) information technology personnel. Refers to the residents of this city who are engaged in Internet services, software development and information technology service outsourcing services. (10) Model workers and advanced figures. Refers to the model workers and advanced workers who have been commended by the government at or above the provincial or ministerial level; Advanced figures or advanced workers who have been commended by provincial and ministerial departments and clearly enjoyed the treatment of provincial model workers; The model workers and advanced workers who have been commended by the county government do not include the on-the-job national civil servants and staff of government agencies and institutions who meet the above conditions. III. Requirements for applying for entrepreneurship support for micro-enterprises. Entrepreneurs who apply for micro-enterprise entrepreneurship support policies should meet the following conditions: (1) having a household registration in this city (including collective household registration); (2) it belongs to "ten categories of people"; (3) Having entrepreneurial ability; (4) No enterprise is operating; (5) The contribution ratio of the "ten categories of people" applicants shall not be less than 50% of the contribution of all investors; (6) Other conditions that should be met. Four. Materials to be submitted by the applicant To apply for entrepreneurship support for micro-enterprises, entrepreneurs should submit the following materials to the township people's government and sub-district offices where they live: (1) An application for entrepreneurship for micro-enterprises; (2) identification; (3) household registration book; (4) proof of residence; (five) the certification materials that belong to the "ten categories of people"; (6) Other materials that need to be submitted. If the domicile is consistent with the address stated in the identity certificate or household registration book, the applicant may not submit the residence certificate. Five, whether the applicant must carry out entrepreneurship training. After receiving the application approval materials submitted by the industrial and commercial office, the micro-enterprise offices of all districts and counties (autonomous counties) shall organize micro-enterprise entrepreneurship training for the applicants, and applicants who have received entrepreneurship training or have relevant entrepreneurial knowledge may not participate. If the applicant has experience in entrepreneurship training, it shall submit an application to the administrative department for industry and commerce, as well as the training certificate of the human resources and social security departments and other relevant supporting materials. Having received entrepreneurship training refers to those who have participated in entrepreneurship training of district human resources and social security departments and obtained training certificates. When applying to the industrial and commercial office, a copy of the training certificate and the venture capital plan shall be submitted. Those with relevant entrepreneurial knowledge should be college graduates with bachelor degree or above in economics. Whether you have relevant entrepreneurial knowledge is determined by the district and county micro-enterprise office after it is approved by the municipal micro-enterprise office. Entrepreneurship training for micro-enterprises is free training provided by the government. The purpose of entrepreneurship training for micro-enterprises is to improve the applicant's entrepreneurial ability, and carry out training contents such as policy interpretation, project selection, secured loans, enterprise management, marketing, contract signing and risk avoidance, employee employment and social security, industrial and commercial tax knowledge, entrepreneurship case analysis, venture capital scheme formulation and defense. After the training, the training institution will issue graduation appraisal opinions. Six, the applicant through the enterprise name pre-approval, intends to apply for a limited liability company of micro enterprises in accordance with the principle of voluntary registration in the local Chongqing Bank, Chongqing Three Gorges Bank and Chongqing Rural Commercial Bank, China Agricultural Bank to open a temporary deposit account, in principle, can not open an account across regions. Temporary deposit accounts must be converted into basic account of the same banking institution. Micro-enterprises that plan to handle sole proprietorship and partnership enterprises will open an enterprise basic deposit account in one of the above four banks after obtaining a business license. In order to strengthen fund management, basic account, a micro enterprise, shall not be revoked or changed within 1 year from the date of its establishment (except as required by laws and regulations). Banks must open accounts for micro-enterprises in a timely and thoughtful manner, and must not set any threshold restrictions beyond the provisions, such as stipulating the average daily flow of accounts and requiring the payment of account management fees exceeding the prescribed standards. 7. What support policies are there for micro-enterprises? (1) Financial support policy. The municipal finance department shall, according to the development plan of micro-enterprises in counties (autonomous counties) determined by the Municipal Micro-enterprises Office, arrange and support the development budget of micro-enterprises every year, and cut the subsidy funds into pieces to reach the financial departments of counties (autonomous counties). The financial departments of counties (autonomous counties) shall implement centralized management and overall arrangement of municipal financial funds and matching funds of counties (autonomous counties), and allocate funds and subsidies to the applicant enterprises, and the proportion of subsidies shall be controlled within 50% of the registered capital. (2) Tax support policies. From the year following the establishment of the micro-enterprise, the financial department shall calculate the subsidy funds according to 90% of the local share of enterprise income tax, business tax and value-added tax actually paid by the enterprise in the previous year, and the total amount of subsidy shall be limited to the same amount of subsidy funds obtained by the micro-enterprise. Micro-enterprises apply to the local financial department for tax support policies with tax payment certificates and business licenses. (3) Financing guarantee support policies. Micro-enterprises can apply for small secured loans and micro-enterprise entrepreneurship support loans. The Ministry of Human Resources and Social Security, together with relevant departments, is responsible for implementing the micro-enterprise small secured loan support policy. The "ten groups of people" who set up micro-enterprises are all included in the Measures of Chongqing Municipality on Small Guaranteed Loans to enjoy preferential financing policies, and apply for small secured loans according to the prescribed procedures after providing mortgages and guarantees; Apply for a small secured loan in the name of an individual, with a maximum loan of 80,000 yuan, a loan term of 1 year and an extension of 1 year; Apply for a small secured loan in the name of the enterprise, with a maximum loan of 6,543,800 yuan; Small secured loans are fully subsidized by the government. Micro-enterprises can apply for micro-enterprise entrepreneurship support loans in the bank where they open an account, which can be used for the borrower's liquidity or fixed assets purchase. The loan amount shall not exceed 50% of the investor's investment, and the loan interest rate shall rise by 3 percentage points according to the benchmark loan interest rate announced by the People's Bank of China in the same period. The term of micro-enterprise entrepreneurship support loan is 1-2 years, and financial discount is enjoyed according to relevant regulations. Micro-enterprises applying for entrepreneurship support loans can be guaranteed by the Three Gorges Guarantee Company or local professional guarantee companies designated by the governments of all districts and counties (autonomous counties). The guarantee company shall charge the guarantee fee according to the minimum standard of the current Measures for the Administration of Guaranteed Loans and not higher than 2% of the guarantee amount. Agree with 0| Comment 2011-7-2212: 07 QI 310078689 | The definition of a seven-level I micro-enterprise refers to a small number of employees, a high concentration of property rights and management rights, a single product and service, a small scale of operation, and low startup cost. The micro-enterprises supported by our city mainly refer to enterprises with less than 20 employees (including investors) and entrepreneurs investing 654.38+10,000 yuan or less. Second, micro-enterprise entrepreneurship support targets Micro-enterprise entrepreneurship support targets are "ten groups of people" supported by national policies, including: (1) college graduates. Refers to graduates who are unemployed and have full-time secondary schools, higher vocational colleges, junior colleges, undergraduate courses, graduate students and other academic levels, as well as vocational students who have obtained vocational skill level certificates and vocational education graduation certificates (including collective accounts in this city). (2) laid-off workers. Refers to the laid-off workers of state-owned enterprises in this Municipality who hold the Employment Certificate or the Employee Unemployment Certificate, the workers who need to be resettled after the closure and bankruptcy of state-owned enterprises, and the laid-off workers of urban collective enterprises; Other registered unemployed people in cities and towns who have enjoyed the minimum living guarantee for urban residents and are unemployed and hold the Unemployment Certificate for Urban Unemployed Persons and the Minimum Living Guarantee Certificate. (3) Returning migrant workers. Refers to the rural household registration personnel in this city who have been engaged in work and business outside the domicile for more than 1 year within the working age stipulated by the state, and hold relevant certificates of going out to work and business. (four) "peasants" personnel. Refers to the residents of this city who are registered as urban residents because the rural collective land is expropriated (used) by the government according to law. Except when the land acquisition has been placed for employment and the household registration relationship has moved out of this city. (5) Immigrants in the Three Gorges reservoir area. Refers to the flooded immigrants and land-occupying immigrants in the Chongqing reservoir area of the Three Gorges Project in this city. (6) disabled people. Refers to the city residents who hold the People's Republic of China (PRC) Disabled Persons' Card and the People's Republic of China (PRC) disabled soldiers Card and have the entrepreneurial ability. (7) Retired soldiers in urban and rural areas. Refers to all retired noncommissioned officers and conscripts with urban household registration and rural household registration within the administrative division of this Municipality. Retired soldiers who meet the resettlement conditions, except those who have been resettled. (8) Cultural and creative personnel. Refers to the city residents engaged in culture and art, animation and games, education and training, consulting and planning, products, advertising, fashion design and other industries. (9) information technology personnel. Refers to the residents of this city who are engaged in Internet services, software development and information technology service outsourcing services. (10) Model workers and advanced figures. Refers to the model workers and advanced workers who have been commended by the government at or above the provincial or ministerial level; Advanced figures or advanced workers who have been commended by provincial and ministerial departments and clearly enjoyed the treatment of provincial model workers; The model workers and advanced workers who have been commended by the county government do not include the on-the-job national civil servants and staff of government agencies and institutions who meet the above conditions. III. Requirements for applying for entrepreneurship support for micro-enterprises. Entrepreneurs who apply for micro-enterprise entrepreneurship support policies should meet the following conditions: (1) having a household registration in this city (including collective household registration); (2) it belongs to "ten types of people"; (3) Having entrepreneurial ability; (4) No enterprise is operating; (5) The contribution ratio of "ten categories of people" applicants shall not be less than 50% of all investors; (6) Other conditions that should be met. Four. Materials to be submitted by the applicant To apply for entrepreneurship support for micro-enterprises, entrepreneurs should submit the following materials to the township people's government and sub-district offices where they live: (1) An application for entrepreneurship for micro-enterprises; (2) identification; (3) household registration book; (4) proof of residence; (five) the certification materials that belong to the "ten categories of people"; (6) Other materials that need to be submitted. If the domicile is consistent with the address stated in the identity certificate or household registration book, the applicant may not submit the residence certificate. Five, whether the applicant must carry out entrepreneurship training. After receiving the application approval materials submitted by the industrial and commercial office, the micro-enterprise offices of all districts and counties (autonomous counties) shall organize micro-enterprise entrepreneurship training for the applicants, and applicants who have received entrepreneurship training or have relevant entrepreneurial knowledge may not participate. If the applicant has experience in entrepreneurship training, it shall submit an application to the administrative department for industry and commerce, as well as the training certificate of the human resources and social security departments and other relevant supporting materials. Having received entrepreneurship training refers to those who have participated in entrepreneurship training of district human resources and social security departments and obtained training certificates. When applying to the industrial and commercial office, a copy of the training certificate and the venture capital plan shall be submitted. Those with relevant entrepreneurial knowledge should be college graduates with bachelor degree or above in economics. Whether you have relevant entrepreneurial knowledge is determined by the district and county micro-enterprise office after it is approved by the municipal micro-enterprise office. Entrepreneurship training for micro-enterprises is free training provided by the government. The purpose of entrepreneurship training for micro-enterprises is to improve the applicant's entrepreneurial ability, and carry out training contents such as policy interpretation, project selection, secured loans, enterprise management, marketing, contract signing and risk avoidance, employee employment and social security, industrial and commercial tax knowledge, entrepreneurship case analysis, venture capital scheme formulation and defense. After the training, the training institution will issue graduation appraisal opinions. Six, the applicant through the enterprise name pre-approval, intends to apply for a limited liability company of micro enterprises in accordance with the principle of voluntary registration in the local Chongqing Bank, Chongqing Three Gorges Bank and Chongqing Rural Commercial Bank, China Agricultural Bank to open a temporary deposit account, in principle, can not open an account across regions. Temporary deposit accounts must be converted into basic account of the same banking institution. Micro-enterprises that plan to handle sole proprietorship and partnership enterprises will open an enterprise basic deposit account in one of the above four banks after obtaining a business license. In order to strengthen fund management, basic account, a micro enterprise, shall not be revoked or changed within 1 year from the date of its establishment (except as required by laws and regulations). Banks must open accounts for micro-enterprises in a timely and thoughtful manner, and must not set any threshold restrictions beyond the provisions, such as stipulating the average daily flow of accounts and requiring the payment of account management fees exceeding the prescribed standards. 7. What support policies are there for micro-enterprises? (1) Financial support policy. The municipal finance department shall, according to the development plan of micro-enterprises in counties (autonomous counties) determined by the Municipal Micro-enterprises Office, arrange and support the development budget of micro-enterprises every year, and cut the subsidy funds into pieces to reach the financial departments of counties (autonomous counties). The financial departments of counties (autonomous counties) shall implement centralized management and overall arrangement of municipal financial funds and matching funds of counties (autonomous counties), and allocate funds and subsidies to the applicant enterprises, and the proportion of subsidies shall be controlled within 50% of the registered capital. (2) Tax support policies. From the year following the establishment of the micro-enterprise, the financial department shall calculate the subsidy funds according to 90% of the local share of enterprise income tax, business tax and value-added tax actually paid by the enterprise in the previous year, and the total amount of subsidy shall be limited to the same amount of subsidy funds obtained by the micro-enterprise. Micro-enterprises apply to the local financial department for tax support policies with tax payment certificates and business licenses. (3) Financing guarantee support policies. Micro-enterprises can apply for small secured loans and micro-enterprise entrepreneurship support loans. The Ministry of Human Resources and Social Security, together with relevant departments, is responsible for implementing the micro-enterprise small secured loan support policy. The "ten groups of people" who set up micro-enterprises are all included in the Measures of Chongqing Municipality on Small Guaranteed Loans to enjoy preferential financing policies, and apply for small secured loans according to the prescribed procedures after providing mortgages and guarantees; Apply for a small secured loan in the name of an individual, with a maximum loan of 80,000 yuan, a loan term of 1 year and an extension of 1 year; Apply for a small secured loan in the name of the enterprise, with a maximum loan of 6,543,800 yuan; Small secured loans are fully subsidized by the government. Micro-enterprises can apply for micro-enterprise entrepreneurship support loans in the bank where they open an account, which can be used for the borrower's liquidity or fixed assets purchase. The loan amount shall not exceed 50% of the investor's investment, and the loan interest rate shall rise by 3 percentage points according to the benchmark loan interest rate announced by the People's Bank of China in the same period. The term of micro-enterprise entrepreneurship support loan is 1-2 years, and financial discount is enjoyed according to relevant regulations. Micro-enterprises applying for entrepreneurship support loans can be guaranteed by the Three Gorges Guarantee Company or local professional guarantee companies designated by the governments of all districts and counties (autonomous counties). The guarantee company shall charge the guarantee fee according to the minimum standard of the current Measures for the Administration of Guaranteed Loans and not higher than 2% of the guarantee amount.