Can I withdraw money from my pension account?

The withdrawal of endowment insurance personal account funds must meet one of the following conditions:

1, the payer dies;

2, has reached retirement age, male 60 years old, female 50 years old;

3. Pay my immigration expenses.

Rural hukou can provide for the aged, while urban hukou can only transfer the relationship; Under normal circumstances, the money in the old-age insurance can't be taken out for your own use, because the money in the old-age insurance is used as a special fund, and you can't enjoy the basic pension on a monthly basis until the legal retirement age, so you can't take it out in advance.

Legal provisions: the State Council's Opinions on Establishing a Unified Basic Old-age Insurance System for Urban and Rural Residents VII. Conditions for receiving old-age insurance benefits: Individuals who have participated in the old-age insurance for urban and rural residents, who have reached the age of 60 and paid a total of 15 years, can receive the old-age insurance benefits for urban and rural residents on a monthly basis.

When the new rural insurance or urban residential insurance system is implemented, it has reached the age of 60, and those who have not received the basic old-age security benefits stipulated by the state before the date of publication of this opinion do not need to pay. From the date of implementation of this opinion, you can receive the basic pension for urban and rural residents' old-age insurance on a monthly basis; If the collection period is less than 15 years, the payment shall be made year by year, and supplementary payment is allowed, and the accumulated payment shall not exceed 15 years; Those who have received the payment for more than 15 years shall be paid annually, and the accumulated payment shall not be less than 15 years.

The pension for urban and rural residents will be stopped from the next month if the recipients of the pension insurance benefits die. Conditional local people's governments can explore the establishment of a funeral subsidy system in light of local conditions. The social insurance agency shall check the receipt of pension insurance benefits for urban and rural residents every year; Village (neighborhood) committees should assist social insurance agencies to carry out their work, publicize the eligibility of the insured person's treatment within the administrative village (community), and compare it with the record of employees' basic old-age insurance treatment to ensure that it is not heavy, not leaking and not bad.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.