American car buying website recommendation-car buying channels and processes

If you want to buy a car in America, you can read the following information. In fact, buying a car in America is also a very troublesome thing. However, the second-hand car market in the United States is more perfect than that in China, so you can choose to buy second-hand cars yourself.

Usa mai che qu Dao automobile franchised store

Friends who want to buy a new car must have been to a car brand store to buy it. The advantage of going to the official store is that the car is absolutely guaranteed, the quality assurance is the best and the price transparency is high.

However, the depreciation rate of value in the first three years is extremely high.

Used car company

If the car condition is not so harsh and must be brand-new, then you can also consider buying a used car. In the United States, many foreign students will choose to buy second-hand cars, which are cheap, and many second-hand cars are in very good condition. It's enough for studying abroad, and you can change hands cheaply when you're not using it.

Is it better to buy a new car or a used car? If you are very concerned about the car condition and will not change cars for a long time, such as 6~ 10 years, consider starting with a new car. If you value the cost performance and can identify the quality of the car and change cars again in a short time, such as 1~5 years, then the second-hand car is the best choice.

Considerations for buying a car in the United States: the choice of vehicle configuration

This must be based on your own situation. You must do your homework, what is your favorite type, what is your demand, and what configuration the car can achieve.

budget

If you have enough money, you can buy a new car, regardless of the history and damage of the car. However, there are many people who buy used cars in the United States, and the used car market in the United States is very developed, so buying used cars has great discounts. From the perspective of cost performance, most friends will still choose to buy used cars.

Oil consumption and maintenance

From an economic point of view, Japanese cars are generally chosen, which have low fuel consumption and can withstand high mileage consumption. Secondly, European cars are very popular among international students. Although the maintenance cost is relatively high, they are safe, reliable and comfortable, and are suitable for friends with relatively loose budgets. Thirdly, American cars are not as good as the first two in terms of comprehensive performance and fuel consumption, but because they are local cars, they are very convenient to maintain, and they are popular with many people because of their high horsepower and atmospheric appearance.

Other factors

If it is a plain area, you can choose a car with a low chassis. If you are in a snowy mountain area, you can choose a four-wheel drive SUV with a higher chassis.

If you need to move or transport things, you can't buy a two-door car, you can choose a four-door car;

If you run at high speed, you need to pay attention to high-speed MPG (American fuel consumption unit, miles per gallon) and so on.

What documents do I need to buy a car in America? Have a formal driver's license or a learner's driver's license.

The payment method for buying a car in the United States is full purchase.

If the budget is enough, full payment is the easiest way. Because car dealers want to sell their cars quickly and get the full amount, there is a lot of room for bargaining. However, Americans are not keen on buying a car in full. Only about 65,438+00% of Americans will choose to buy a car in full, and the remaining 90% prefer financing or leasing.

Loan purchase (finance)

Finance, that is, installment payment, will generate interest, so the monthly payment you need includes principal and interest. In North America, the loan period of car loans is usually 36 or 45 years.

Or 60 months, of course, the earlier the loan is repaid, the less interest will be paid. During the repayment period, the ownership of the vehicle is still owned by the bank. Only by paying off all the interest can the ownership of the vehicle be obtained. Many times, in order to attract consumers, car dealers will offer very low financing interest rates, such as 1.9%, 0.9% or even 0. It is very appropriate if there are such preferential activities when buying a car.

There are two common ways of car loan in the United States, one is to borrow from car dealers, and the other is to borrow from banks.

Long-term lease (lease)

In the United States, nearly 70% people will choose to rent. You can use the car for a certain period of time without paying the full amount. After the expiration of this period, it can choose to return the car to the dealer, or it can choose to pay the remaining balance and then own the car completely.

The process of buying a car in America 1. Preparation

You must do your homework before buying a car. Every dealer in the United States has different operating conditions, performance completion and inventory, and each car can offer different prices. You can check the prices of local dealers on the inquiry website first, and then choose the right store after confirmation, which saves you the trouble of going in person and saves a lot of time.

Common price comparison websites in the United States are:

Edmonds: After entering the official page, fill in the postcode, select the vehicle type, configuration, loan or not, and then enter the contact information. Then edmonds will help you send the information to the corresponding block.

Dealer, the dealer will contact the current agent by email or telephone.

They are so active that they will even call immediately to pay attention. They even told you that they might give you a lower price than the preferential price sent by edmonds.

Truecar:Truecar and American Express and MCU(MunicipalCredit

Union) and other institutions have cooperation, and the price given above is lower. At the same time, you can also view the real evaluation of users who have purchased vehicles.

KelleyBlueBook(KBB):: Suitable for checking the reasonable purchase price range of vehicles and the feedback from customers in the past.

When you check the vehicle price online, you may find three kinds of prices: suggested retail price, invoice price and average market price.

MSRP: Manufacturer's suggested price, the English full name is ManufacturerSuggestedRetail.

Price, this price doesn't make any sense. If you can buy it at this price, you will be in trouble.

Invoice price: the price that the manufacturer sells to the dealer should be the lowest price. But don't think that your purchase price must be higher than this, because the car factory usually gives the dealer a bonus of 1%~3% according to the invoice price, so even if the dealer sells at the invoice price, they will still make a profit.

Average market price (market

Price): This indicator shows the average transaction price of this type of car recently purchased, which may be higher than the invoice price. It is a very useful reference indicator.

Step 2: Choose a dealer.

Take the initiative: use Google

Search and find the dealers around your location. Choose according to the distance from home, scores, scores and comments. But please choose one more, so that you can shop around and get the most affordable price.

Passive attack: Fill in your personal data on price comparison websites such as Edmunds or Truecar, and then these websites will send your data to many dealers around you. These dealers will contact you by mail and telephone, and you can choose the right dealer from them. Compared with the active way, this method saves time, but there will be a lot of junk phone calls and emails, and dozens of phone calls and emails are possible every day.

Three. bargain

Compare the prices sent to you by different dealers, and at the same time, according to different models and configurations, use edmonds, KBB and Truecar to re-evaluate the prices, so as to determine the target price of each car, that is, the price you expect.

This process is to make the dealer's quotation as close as possible to your target price through a lot of email negotiations and your own research. At the same time, you can quickly grasp the price range of this car through a large number of emails.

Tip: Bargaining tips. When communicating with dealers, only email, not phone. Ask the dealer to send the vehicle quotation by email. On the one hand, you can keep some evidence about the price by email to avoid going back on our word, and on the other hand, you can have enough time to think. After all, you can't make a decision right away on the phone.

Step 4: Confirm in the store.

After choosing several prices you expect, you need to visit the dealer next. There may be two situations here:

Situation 1: You have finalized the final price with the dealer by email: Please print out your previously agreed price and email, and make final confirmation with the dealer to complete the purchase.

Case 2: If the price is not finalized with the dealer, you still need to bargain with the dealer. However, since you have a clear grasp of the price in the third step, the purpose of price negotiation is to get as close as possible to your target price.

Note: If you feel that the salesperson has any cheating or disrespectful behavior in the process of car purchase and negotiation, please leave immediately and don't pester.

5. Place an order and complete the car purchase procedure.

If you don't pay in full, then you need a car loan. Before meeting with the dealer, you should know about the interest rate of car loan that the bank can offer at present.

So you can compare it with the car loan provided by the dealer.

Dealers don't take advantage of the car price and will try their best to earn your interest. Please be sure to put your credit

Scores are prepared in advance, and now many credit card companies offer them free of charge.

Remember to print out the scores and take them with you before you go out. This can effectively prevent dealers from deliberately lowering your credit score.

In order to encourage you to borrow money from the dealer, the dealer will give you a certain cash back as a preferential condition. Please calculate which is more cost-effective:

If the dealer's APR is low and cash back is provided, then you can choose the dealer's loan company;

If the dealer's APR is high, but it will give some Cash back, you cash consider using the dealer's loan company to cash back first.

When you come back, transfer it to other loan companies;

If the dealer's APR is not good at all, then go to a car loan company, such as Bao Er.

In any case, you have to figure out which is more cost-effective. If you are not sure, don't make a hasty decision. You can make an appointment to finish the next day, study hard that night, and don't dig holes easily.

When is the best time to buy a car in America? 1. Best month to buy a car

The cheapest months to buy a car in the United States are: May, September, 65438+ 10, 65438+February, mainly for performance or holiday promotion. The cheapest season is 65438+February.

The best time to buy a car within one month.

If you must buy a car in a certain month, then the end of the month is a good choice. The car purchase discount at the end of the month is 8% higher than usual, especially on the 30th and 3 1.

3. The best time of the week to buy a car

Even in the same week, the price is different on different days. The best day to buy a car in a week is Wednesday. According to Truecar, the average transaction price on Wednesday will be about $300 lower.

Other precautions for vehicle inspection and test drive

1. Check the appearance and interior of the car for wear and tear, and then try to see if all the equipment works normally. The new car had better not have any wear and tear. It is normal for used cars to wear or even scratch flowers, which can be used as bargaining capital.

2. Open the engine cover to see if the engine has any traces of liquid leakage (especially used cars), light the fire, turn the air conditioner to the maximum, and listen to whether the engine sound is normal, whether the operation is abnormal, and whether there is abnormal noise in the car.

3。 During the test drive, remember to try to accelerate, try to brake (flat brake+sudden brake), try to locate the tires (loosen the steering wheel briefly when going straight to see if it deviates a lot), feel the sensitivity of the steering wheel, and try to get on the high speed.

bargain

Be sure to know something about the car before negotiating the price, and let the dealer know that you know something about the car. Edmonds has a price.

The promise can be used as a reference. Don't show much interest in a car. Tell them there are other cars under consideration. Be patient and don't act in a hurry. When bargaining, if the dealer says it is the most favorable price, there is still room. If it is the best price mentioned by the manager, you can basically pay.

Automobile insurance and license plate

After confirming the purchase of the vehicle, you can pass the bank certification.

Check and call the car dealer. It's best not to pay cash. Buying vehicle insurance is also a necessary step in the process of buying a car. If you buy a new car, you will be required to be fully insured. Please contact the auto insurance agent in advance to make an offer, so as to avoid being killed by insurance through the dealer. When you buy a car, the dealer will help you get the license plate and registration of the new car, and put a temporary license plate on the windshield of the new car so that you can drive the new car on the road. The DMV will send the license plate home in three to four weeks.

Common pitfalls in buying a car in America. The biggest worry about buying a car is being cheated. Coupled with the deceptive skills of the car dealership sales profession, it is easy to fall into the trap of merchants. Here are some common pitfalls:

1. Yo-Yo scam Yo-Yo: Dealer

Fool the buyer that his credit score is enough to pass the loan and sign the contract, successfully drive the car home for about a few days to a few weeks, inform the buyer that the loan is rejected, and ask the buyer to change the loan contract, with higher interest, usually 5% higher than the general loan interest.

2. Cheat on the door with the ultra-low price FakeLowballPrice: attract you with the ultra-low price when making an inquiry, and falsely tell you to find other manufacturers to match.

This possibility. When we arrived at the scene, we used various excuses such as "the manager didn't approve" to push off the promised price. It is recommended to master the market price. Too much lower than the market price is definitely a problem.

3. scam a ShellGame: observe the points that the owner cares about and use them. For example, when trading in the old for the new, the dealer pretends to give a good trade-in

Price, but to increase the price of new cars; If buyers want a lower monthly payment, they can do it by extending the loan period, but at the same time, buyers will pay more interest, which is actually more expensive.

4. Confusing and confusing WindowStickers: The price of window stickers is a big price! These are all added options.

The price after that is actually not used at all. Don't take the price of window stickers as the standard.

5. Pay the deposit to keep the car deposit as "holding".

Vehicles: It is very common in cars with high demand and low supply, and unscrupulous dealers will ask buyers to pay a deposit in advance to keep the car.

6. Stealing kickbacks: Dealers will not honestly count all the kickbacks given by sellers to buyers. Suggest a variety of price comparisons and ask car dealers to make a detailed rebate list.

7. Discount only applies to MSRP price: The distributor will say that the manufacturer's discount only applies to MSRP.

Price, but in fact, factory discount and selling price are two different things. So when bargaining, be careful not to let dealers confuse the two.

8. buying a car has become a long-distance car rental balloon

Payment: If you decide to buy a car, but the price is too high, you should pay attention when the dealer says that you can add a low monthly payment with zero down payment, because he may want you.

Lease; And you probably didn't even know it when you signed the contract.