Can the money be refunded after the medical insurance for urban and rural residents is suspended?

After the medical insurance for urban and rural residents was suspended, the money could not be returned.

After the basic medical insurance for rural residents is suspended, the money paid before cannot be returned. If you want to enjoy medical insurance benefits, you can continue to pay, without affecting the cumulative payment period. After the waiting period, you can enjoy medical insurance benefits again. The payment of social security is suspended for 3 months, and the amount of social security account and the accumulated payment time are not zero. However, the three-month social security payment will still have some adverse effects.

You can apply for a refund under the following special circumstances:

1, the insured reaches the statutory retirement age and the social security contribution is insufficient 15 years, so he can apply for surrender;

2. If the insured dies suddenly, you can apply for surrender, and the insured's deposit belongs to the heir;

3. Applicants who emigrate or lose their citizenship in China may apply for a refund of individual contributions;

4. If the insured repeatedly pays the residents' medical insurance at the same time, he can apply for a refund.

To sum up, medical insurance for urban and rural residents is paid once a year. If you don't pay, you won't get a refund. If you don't pay, you will automatically stop insurance, and the insured will no longer enjoy medical insurance from the following year.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.