MLM has a long history abroad. What are their names?

MLM refers to the behavior that organizers and developers illegally acquire wealth through developers or require the developed personnel to obtain the qualification to join on the condition of paying a certain fee. The essence of pyramid selling is "Ponzi scheme", that is, the money of the latecomers is distributed to the income of the pioneers.

New pyramid scheme: no restrictions on personal freedom, no ID cards and mobile phones, no group classes. But under the banner of capital operation, attracting people to cheat money, using luxury cars, wearing gold and silver, etc. Use money to attract your relatives and friends, and finally make you lose everything.

MLM originated in the United States in the late World War II, formed in postwar Japan and developed in China. In foreign countries, MLM and direct selling have the same meaning, that is to say, there is only one concept abroad.

The main idea of foreign MLM is: driven by the word-of-mouth generated by customers' use of products, let customers help distributors promote products and share some profits, that is, customers spread sales. This is two concepts with domestic pyramid schemes.

Chinese MLM: It's a fake company, a fictional product, and everything is empty. Just let you pull people's heads, or control personal freedom, confiscate property, so that you can't contact with the outside world and learn those MLM training materials every day. The essence of pyramid selling is "Ponzi scheme", that is, the money of the latecomers is distributed to the income of the pioneers. The original MLM organization in the true sense is Ponzi scheme.

Ponzi scheme originated from an Italian named Charles Ponzi, 1903 immigrated to the United States. I have worked in various jobs in America, including painting, and I am bent on making a fortune.

He served time in Canada for forgery and Atlanta for human smuggling. After more than ten years of American-style dream of making money, Ponzi found that the fastest way to make money was finance, so starting from 19 19, Ponzi came to Boston to hide his history and designed an investment plan to sell to the American public.

This investment plan is simple to say, that is, investing in one thing and then getting a high return. However, Ponzi deliberately made the plan so complicated that ordinary people simply couldn't figure it out.

19 19 years, just after the first world war, the world economic system was in chaos, and Ponzi took advantage of this chaos. He claimed that he could make money by buying some postal money orders from Europe and selling them to the United States.

Due to factors such as policies and exchange rates between countries, many economic behaviors are generally difficult for ordinary people to understand. In fact, anyone who knows a little about finance will point out that it is impossible to make money in this way.

However, on the one hand, Ponzi is mysterious in the financial field, on the other hand, he has set a huge bait. He claims that all investments can get a 40% return within 90 days.

Moreover, he also provided people with the evidence of "seeing is believing": the first batch of "investors" did get the return promised by Ponzi within the specified time. As a result, the following "investors" followed up in large numbers.

In a year or so, almost 40,000 Boston citizens have become investors in Ponzi's money-making plan, most of whom are poor people with dreams of getting rich. Ponzi received a small investment of about $6.5438+0.5 million, with an average of several hundred dollars per person.

At that time, Ponzi was called one of the three Italians alongside Columbus and Marconi (one of the inventors of radio) by some ignorant Americans, because he "discovered money" like Columbus discovered the new continent.

Ponzi lived in a villa with 20 rooms, bought 100 sets of expensive suits and special leather shoes, owned dozens of crutches inlaid with gold, bought countless expensive jewels for his wife, and even his pipe was inlaid with diamonds.

When a financial expert exposed Ponzi's investment fraud, Ponzi also published an article in the newspaper to refute the financial expert, saying that the financial expert knew nothing.

1920 In August, Ponzi went bankrupt. The money he received, according to his promise, can buy hundreds of millions of European postal orders. In fact, he only bought two.

Since then, "Ponzi scheme" has become a technical term, which means to repay the former "investor" with the money of the later "investor".