As a favorite destination country, what is the cost of living after immigrating to Canada?

Living expenses after emigrating to Canada 1. Rent.

Generally speaking, now that immigrants have children, they are likely to have another child, and the average family size is more than four. There are generally two options for renting a house, two-bedroom or three-bedroom or four-bedroom urban residence (called townhouse in China). If you live in Toronto, the average monthly rent should be $2,300 for one bedroom and $2,990 for two bedrooms. The average rent in Montreal is $65,438 +0.700 per month, while the average rent in Regina and Saskatoon is $65,438 +0.222 and $65,438 +0.448 respectively.

buy a house

Most immigrants buy houses directly. In addition to strong strength, most property buyers usually choose mortgage loans. New immigrant banks usually accept 3-3.5% down payment and 6.5-70% loan. Now the loan interest rate is very low, and the non-fixed interest rate can even reach 2.25%. In addition to rent or mortgage loans, the daily expenses of housing will inevitably generate housing-related expenses such as water, electricity and so on.

3. Water fee

The payment method of water charges in Canada is different from that in China. Except for a few independent houses, most of them are collected by the municipal government once a year. Take a set of160m2 urban housing as an example. The water fee is about $720, which is about $60 a month. Generally, the water fee should be much higher than that in China. It is worth mentioning that tap water in Canada basically meets the drinking water standard.

4. Electricity bill

The electricity bill is paid every two months. Unlike water charges, water charges are paid entirely on the electricity meter. ? Within 1398 kwh, each kwh is about 6 cents, and the excess is about 8 cents, which is obviously lower than the domestic electricity bill in Canada. But whether you use it or not, there will be a fixed fee for electricity, about 12 Canadian dollars, which is a bit like a monthly fee, about 6 yuan/month.

5. Natural gas fee

Most families in Vancouver use natural gas for cooking, heating and hot water every month. There is a big difference between winter and summer, so we can only provide the approximate cost for your reference. Take a 300 square meter detached house as an example. A month's natural gas bill is about 200 yuan in winter and only about 40 yuan in summer. Like electricity, natural gas has a monthly rent, which is about 12 yuan.

6. Property management fee

In Canada, only apartments, urban houses and other units that enjoy property management need to pay fees, but independent houses do not. Monthly 100-200 Canadian dollars.

7. Transportation

The coverage of Canadian subway is very limited, and the bus frequency is very long. All the means of transportation needed for work and life here are difficult to complete by bus. Private cars are a necessity. The biggest cost of car maintenance after buying a car is car insurance. If the driver's license is a novice and there is no general report card for driving school, it will be more expensive. If you want a more affordable price, you have to ask more questions, buy a high-safety model and use snow tires in winter. Try to buy auto insurance and home insurance in the same store to get a better discount.