How much does it cost to invest and immigrate to the United States?

Recently, friends often come to ask some immigration questions, such as "I have 500 thousand dollars now, can I invest and immigrate to the United States?" Or "I have $6.5438+0 million now. Immigration to the United States should be enough? " Or "How much does it cost to immigrate to America?" Such a question seems easy, but it is actually difficult to answer. Simply saying yes or no is irresponsible and will mislead others. Why?

As far as I know, if China people ask the question "How much do I need to immigrate to the United States", they actually mean two things. 1. How much does it cost for investment immigrants to get a green card? The other is how much does it cost to live without food and clothing in America? So this kind of question can only be answered separately.

First question, how much does it cost for investment immigrants to apply for a green card? $500,000 is only the minimum investment threshold stipulated by the immigration law. There are many conditions attached to this threshold, such as the need to invest in high unemployment areas or rural areas and solve 10 full-time employment. You can also invest in projects of regional investment centers designated by the Immigration Bureau. Those projects are all infrastructure projects, and it is no problem to solve the employment problem, but when the investment can be recovered is unknown. Besides, 500 thousand dollars is not enough. This is just an investment. In addition, you have to pay the handling fee, temporary green card application fee, formal green card application fee and lawyer's fee for two applications, etc. This amount is not small, at least tens of thousands of dollars. Therefore, it is really hard to say how much it costs to apply for a green card. It varies from person to person. Fortunately, in a few years, in addition to recovering the principal, you can make a sum of money. Unfortunately, you may lose 500 thousand. The worst part is that you can't even get a temporary green card. Of course, this is only an extreme situation. In most cases, you may get a green card, but few investments will make money in just two years.

The second question is, how much does it cost to live without food and clothing in America? When new immigrants came to America, they didn't know the language. At first, it was difficult to find a job. Even if they can find jobs, they are low-paid jobs. So in the first few years, most of them can only rely on their own savings, that is, they have enough savings to eat. So how much is enough? This question is difficult to answer. On the one hand, everyone has different needs for life. Some families barely live on $20,000 a year, but others may not have enough $65,438+million. In addition, the cost of living is different in different regions. The house prices and local taxes in the big cities on the east and west coasts are more than twice as high as those in the central part, and the basic prices of daily necessities and gasoline are also much higher than those in the central part. If a person can survive with a monthly income of $2,000 in the central region, then this figure may increase to $3,000 on the east and west coasts.

Now, let me make a hypothesis. If there are three people in China, the husband and wife are about 40 years old, have not received education overseas (that is to say, their English is not good), and their children are about 10 years old, and they completely give up their domestic jobs and immigrate to the central part of the United States through investment (such as Springfield, Missouri), how much does it cost to really settle down?

1. Investment immigrants need at least $500,000 in investment funds, plus various handling fees, application fees, attorney fees, etc. Based on the calculation of $50,000, it will cost at least $550,000 to get the green card (including the investment of $500,000, which risks not getting it back and sharing the investment profits).

2. Do I have to buy a house after coming to America? Buy a decent three-bedroom, two-bath, 1.500-foot independent house in a good school district, and at least1.2000 according to the current housing price level. In addition, the United States cannot do without cars. Each of them buys a car, a small-displacement car and an SUV, at least 50 thousand dollars.

If you don't have a job, where does your income come from? The easiest way is to buy a house and invest as a rent collector. According to the current rent level, the net return on investment is almost 8%- 10% (that is, the net return after deducting home insurance, local taxes and maintenance fees). If you want to earn $50,000 a year, you should invest $500,000 to $650,000. To be on the safe side, you should count it as $650 thousand.

So, is an annual income of $50,000 enough for a family of three? According to my life experience here, three people eat and drink about 600 dollars a month, three people buy medical insurance about 400 dollars a month, and other expenses are 2,000 dollars a month. Plus the extra expenses such as a plane ticket for a family of three returning home once a year, 50 thousand dollars is basically enough, but life will be a little tight, so we can't waste it and leave some savings.

The above figures add up to US$ 6,543.8+0,370, which is RMB 8.35 million at the exchange rate of 665.438+0. At least you have to have this figure, so you won't feel great pressure to immigrate to the United States. Note that you can only immigrate to the central United States, which is a place where Chinese seldom speak English. If you want to immigrate to places where Chinese people gather, such as Los Angeles and new york, you have to buy more houses, which greatly increases the cost of living. This figure is far from enough.

Finally, I want to say that when I first came to the United States, there was an adaptation period whether I had money or not. The inconvenience caused by language barrier always puts people in a dilemma, which is the biggest challenge for investors who invest in immigration. I immigrated to America for a better life. If you can't even understand the TV news, life is not fun, and money alone is not enough. I suggest that while considering whether the economic conditions allow immigration, we should also consider whether we can really face the challenge of a strange language environment and whether we are willing to go back to school and study hard.