Urgent! Questions about the time for refunding housing provident fund in Xiamen?

Instructions for employees to apply for withdrawal of housing provident fund

2008-04-30

1. Processing procedures:

1. The applicant goes to the trustee Get the "Xiamen Housing Provident Fund Withdrawal/Transfer Application Form" at the bank's housing provident fund counter;

2. After filling in the form, it will be verified and stamped with the official seal by the unit where you work;

3. The applicant brings Relevant materials should be reviewed at the provident fund business window of the comprehensive service hall of the Municipal Land Resources and Real Estate Administration Bureau;

4. With the materials approved for withdrawal and ID card, go to the housing provident fund business outlet of the trustee bank for withdrawal or transfer.

2. Withdrawal conditions and materials provided:

(1) "Xiamen Housing Provident Fund Withdrawal/Transfer Application Form" (with official seal of the unit);

(2) The original and copy of the applicant's ID card (if you entrust someone else to do it for you, you should also provide the original and copy of the agent's ID card);

(3) If you want to withdraw your spouse's housing provident fund, you must provide Original and copy of proof of marital relationship (such as marriage certificate or household register. If the husband and wife are not in the same household register, the neighborhood committee can issue a proof of marital relationship);

(4) Provide separate documents according to different reasons for withdrawal. The following materials (the original required materials must be checked and a copy kept):

1. Purchase a self-occupied house with ownership: If you have applied for a mortgage loan, you must provide the original mortgage loan contract, house purchase contract, The copy of the invoice must be stamped by the lending bank for confirmation. If the land and house rights certificate can reflect the time and amount of the house purchase, the land and house rights certificate can be used in place of the house purchase contract and invoice (if the land and house rights certificate cannot reflect the time and amount of the house purchase, the original and copy of the land and house rights certificate and the deed tax payment certificate should be provided).

(1) Newly built commercial housing: ① House purchase contract registered and filed with the real estate authority (if the house purchase contract is registered online, the house purchase contract and filing certificate must be provided); ② Invoice for the full amount of the house purchase. To purchase a new commercial house, pay the down payment, and transfer the housing provident fund to the seller with the house purchase contract registered and filed by the real estate authority (if the house purchase contract is registered online, the house purchase contract and the filing certificate must be provided) and the real estate developer's special house sales account number. The housing unit pays the down payment (for the same house, you can only choose to withdraw the housing provident fund to pay the down payment or withdraw cash after paying off the house in full, whichever one you choose).

(2) Affordable housing, unified poverty alleviation housing, housing reform housing, dilapidated housing reform, and implementation of overseas Chinese housing: ①House purchase contract; ②Full purchase invoice.

To pay the down payment when purchasing an affordable house or to build a housing for poverty alleviation, you can transfer the housing provident fund to the selling unit to pay the house payment with the house purchase contract and house number slip (for the same house, you can only choose to withdraw the house price Either provident fund payment for the house or cash withdrawal after paying off the house in full).

(3) Second-hand houses: ① House purchase contract registered and transferred by the real estate authority; ② Transaction deed and tax payment certificate.

(4) Auction house: ① Auction transaction confirmation letter issued by the auction company; ② Auction unified bill.

(5) Demolition and resettlement housing: ① Demolition and resettlement agreement (contract); ② Unified receipt (invoice) for purchasing the demolition house.

(6) Fund-raising for building a house: ① Fund-raising agreement (contract); ② Fund-raising receipt.

2. Construction or renovation of owner-occupied housing: a construction permit or construction approval document issued by the construction management department at the district (county) level and above.

3. Overhaul of self-occupied housing with ownership: ① Land and house ownership certificate; ② Overhaul approval document issued by the construction management department at the district (county) level and above or dilapidated house in need of overhaul issued by the Municipal Housing Safety Appraisal Institute Certificate of Appraisal.

4. Minimum subsistence allowance recipients pay public housing rent: ① Minimum guarantee issued by the competent civil affairs department; ② Public housing lease contract; ③ Invoice for last month’s rent payment when the employee applies.

5. Complete loss of working ability and termination of labor relationship with the unit: ① Certificate of complete loss of working ability issued by Xiamen Municipal Labor Capacity Appraisal Committee; ② Certificate of termination of labor relationship with the unit.

6. Those who are not registered in this city and have terminated the labor relationship with the unit, are not employed in this city and have left the city: ① Proof of termination of labor relationship with the unit; ② Proof of household registration in other places (such as household registration book, valid temporary residence permit for foreigners) ;③Certificate of employment from the new unit in other places. If there is no proof of employment in a new unit in other places, the applicant shall sign the "Letter of Guarantee" on the spot. For applicants who sign a guarantee letter, the second withdrawal of housing provident fund for the same reason should be at least two years (inclusive) apart from the first withdrawal.

7. The household registration is moved out of this city and the labor relationship is terminated with the unit: ① Proof of termination of labor relationship with the unit; ② Household registration certificate issued by the household registration management department or local household registration certificate of settled residence, such as: Household registration book (if the reason for moving out of the household registration is transfer, only account transfer procedures can be processed).

8. Employees who are transferred out of this city: ① Proof of transfer; ② A stamped proof of payment of housing provident fund account issued by the bank or provident fund management center of the new unit in other places (employees who are transferred out of this city only need Can handle account transfer procedures).

9. Outbound settlement: Outbound settlement or immigration visa, or household registration cancellation certificate issued by the household registration management department (the reason for cancellation is outbound settlement), or proof of residence in the country of settlement.

10. Retired and retired employees: retirement certificate or retirement certificate issued by the competent labor and personnel department. Employees who do not have a retirement certificate but have reached the statutory retirement age can provide a certificate from their employer.

11. The employee dies or is declared dead: If his legal heir, testamentary heir or legatee applies for withdrawal, he must provide the notarized inheritance certificate or court judgment or ruling issued due to the death of the employee.

Tips:

If an employee applies to withdraw housing provident fund, the amount of withdrawal shall be up to the balance in the personal housing provident fund account when purchasing, constructing, renovating or overhauling the self-occupied house, but the total withdrawal shall not exceed the purchase price. , the total amount of construction, renovation and overhaul of owner-occupied housing. Subsistence allowance recipients pay public housing rent and withdraw housing provident funds once a year, with the amount withdrawn being no more than one year's rent. If the withdrawal reasons fall into items 5-11 above, the account cancellation procedures will be handled at the same time as the withdrawal.

3. Processing time limit: Process immediately.

Xiamen Housing Provident Fund Management Center Website: www.xmgjj.gov.cn Consultation hotline: (self-service) 968128 (manual) 5104492