Is there any discount for studying abroad and buying a house in Houston? Can Houston borrow money to buy a house?

Is there any discount for studying abroad and buying a house in Houston? Buying a house and studying abroad are two different things, and the house price is unlikely to decrease because you study abroad.

Why is the housing price in Houston cost-effective? The main reason for the low housing price in Houston is the impact of the financial crisis in 2008 and the abundant local real estate, which makes the national housing price rise slowly. Now is a good time to buy a house there. If direct immigrants invest and settle in Houston in the United States, it is best to choose China City in that place to buy a house. China City is the place with the largest number of China people in Houston, where people can buy houses and live without language barriers, and it is convenient to taste China's special food and buy China's local special things, especially in daily life.

It is also very good to buy a house in Houston and choose the sugar city in that place. Sugar City has long been chosen as a big city suitable for living in the United States, and the local tax bureau is very low, and there is little pressure to raise a house. Moreover, the living environment of sugar city is very suitable for the growth and development of children. From primary school to junior high school and ordinary high school, the teaching resources are excellent, and the house prices there are not very high. 300,000 dollars can buy a relatively good independent villa with a real estate area of more than 200 square meters.

Houston housing loan policy: 1, the applicant must actually sign the contract online;

2. The applicant must pay the loan service fee, generally 3000-4000 dollars;

3. In the United States, when foreigners apply for loans, the annual interest rate is fixed at 4% for five years and 4.25% for seven years;

It takes about 30-45 days to apply for a loan in the United States, so the applicant had better be fully prepared.

When foreigners apply for mortgage in America, they must pay 50% down payment and 50% loan. If the applicant's credit is good, the proportion of goods in stock can be increased to 4:6.

Frequently asked questions about buying a house in Houston 1. Make a detailed expense budget.

Many people in China like to pay full price when buying a house in Houston, which is of course no problem. In the United States, the cost of owning a house is relatively high, including land tax, municipal engineering tax and home insurance. Only by budgeting the funds and expenses in advance can we live a happy life in Houston.

2. Prepare to buy a car.

As mentioned above, the smart bus in Houston is not particularly convenient. If customers want to buy a house here, they must have a car to ensure convenient travel. Therefore, to buy a house in Houston, you should not only prepare the tenant, but also prepare the money for buying a car. If the family has a large population, there may not be enough cars.

3. Establish the purpose of buying a house.

China people who come to Houston to buy houses have different purposes. Some are simply for project investment. Some of them want to live in Houston, while others want their children to receive education. The different purpose of buying a house also leads to the different area of buying a house. People with project investment needs, buying houses is basically located in urban areas; The key location of home life is located in high-quality living area; Those who send their children to school are closer to the campus.

4. Master relevant policies.

I believe that many people in China will mistakenly think that the United States, like most European countries, can get an American green card by buying a house to a certain amount, which is unrealistic in the United States. At present, there are no new immigrant housing projects in the United States. Most China people can only rely on EB-5 immigration investment and EB- 1A skilled immigrants if they want to get American green cards. If the intermediary company tells you that you can buy a house and immigrate to the United States for investment, it must be a lie.