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Can China people borrow money to buy a house in Canada?
Yes, non-local residents can apply for a mortgage loan from the bank when buying a house in Canada, and the interest rate is the same as that of local residents. Non-residents include applicants holding work visas, study visas and visiting visas, such as international students, non-permanent residents holding legal work permits in Canada, and tourists coming to Canada for business visits.
Loan requirements:
Foreigners need to open a bank account in Canada;
Foreigners need to have enough down payment;
Foreigners can authorize their relatives or friends in Canada to complete mortgage loans on their behalf;
Foreigners need to manage and arrange Canadian bank accounts;
When a foreigner borrows money to buy a house, the bank will ask the lawyer to indicate the "foreigner tax clause" when handling the property right registration, that is, when selling the house, if the borrower is still a non-resident, he needs to keep part of the house payment until the tax declaration is completed, and then decide how to deal with the house payment. ?
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