Buying a house with a credit card in Greece needs to know these questions.

With the saturation of the domestic real estate investment market, more and more people choose to buy houses overseas for investment, among which the Greek immigration project has become a hot potato in the eyes of China investors because of its dual advantages of real estate and status. According to official data, from 2065438 to 2007, the Greek government issued 2305 Zhang Yongjiu residence cards, of which101was an applicant from China, accounting for 43.8% of the total.

In order to attract more funds, the Greek government constantly optimizes investors' buying operations. For example, in Greece, the purchase price can be paid directly by credit card. Of course, after all, it is transnational payment. Therefore, if you buy a house with a credit card in Greece, there are several issues that investors must be clear about.

1. Can I pay by credit card when buying a house in Greece? The types of bank cards that can be used to buy a house in Greece are UnionPay, VISA and MasterCard, in which the handling fee of UnionPay card is 65438+ 0.5% of the credit card amount, and that of VISA and MasterCard is 0.7%. Buyers need to confirm with the bank in advance whether to open overseas credit card payment function and credit card credit limit. If you use a savings card, you can mail the empty card to the lawyer's office first, and then transfer the money purchased from China to your card.

2. Which bank cards can be used to pay for overseas UnionPay cards? These types of cards can be used: the card with pure magnetic stripe at the beginning of 62 and the card with pure magnetic stripe and chip at the beginning of 62 (provided that the cardholder has to confirm with the bank whether the channel for overseas transactions has been opened). A pure chip card starting with 62 (many credit cards do not have this function, so it is not recommended to carry it. Buyers can also confirm with the bank in advance. It is recommended to bring more cards in case of emergency.

3. How to pay for the postal currency card? The operation of postal card payment is also relatively simple. The buyer first determines the credit card limit in China, then confirms the receipt of the postal currency card overseas, and then informs the buyer to remit money; The buyer remits money and confirms the receipt (the receipt time depends on the actual situation); Confirm the receipt of the account and make an appointment with a law firm to swipe the card.

Four. How does the applicant authorize a lawyer or other card swiper to swipe the card? Before swiping the card, the lawyer or swiper needs to hold the authorization email sent by the applicant and handle the credit card arrangement through the authorization email. After swiping the card, investors can choose to mail the bank card back to China or leave it in the lawyer's building to be kept by the lawyer.