Conditions and standards for receiving unemployment benefits in the United States

The collection and eligibility of unemployment benefits in the United States

According to the news, in the week ending10.8 this year, the number of people who continued to receive unemployment benefits was 165438, the lowest since February 2000. So what is unemployment benefit and who is eligible to receive it?

Unlike China, unemployment benefits in the United States come from independent taxes paid by former employers, which are called unemployment insurance taxes (fui and sui). If the unemployment benefits that employers need to withhold for dismissing employees increase, the unemployment insurance tax of employers will also increase. The unemployment benefit in China is an additional insurance of the old-age insurance, and the company and the individual each bear part of it.

So what kind of people are eligible for unemployment benefits? Every state has different rules. You can check with the government on the official website. Let's take a state as an example to talk about who can receive unemployment benefits:

Have a legal working status in the United States, work for more than two quarters, and earn no less than 1600 yuan per quarter. The quarterly income with less income must be more than half of the quarterly income with more income. For example, you go to work in August and lose your job in February, which spans two quarters. The income in the third quarter (August and September) is 3,000 yuan, so in the fourth quarter,

(10,1/and 65438+February), you must earn more than 6000 yuan before you can apply for unemployment benefits based on the fourth quarter. The application time is in the first quarter of the following year. Because even if you are unemployed in the fourth quarter, this quarter is not over yet, and the work record labor bureau system has not established the base for applying for unemployment benefits, so you can only wait until the report of the fourth quarter of the following year 1 month comes out.

In addition, the reason why you are unemployed is that the company has no job (lackofwork), not that the company was fired because of negligence, resigned, or other reasons. Considering that the money was paid by the original company, they wouldn't agree to give unemployment benefits if it wasn't their fault.

If you work part-time, work less than four days a week and earn less than 405 yuan, you can also receive unemployment benefits in part. If you work one day a week, you can get 3/4 of what you deserve for a whole week, and if you work two days a week, you can get 1/

2. Those who work three days a week can get 1/

Those who work more than four days have no unemployment benefits.

So how is the amount of unemployment benefits determined?

Divide the income of the quarter with higher income by.

26, but not more than 405 yuan, is the full amount of unemployment benefits you receive every week. As mentioned in the second item above, if your income in the fourth quarter reaches 8000 yuan, then this is the collection base. From the second year 1 month, you can get 307 yuan a week until you get that 8000 yuan. If you have worked for several years and have multiple quarters of income as the basis, if you haven't found a job after this year, you can start a new application and continue to receive unemployment benefits. So under normal circumstances, the average unemployment benefit can guarantee the appearance of 200-300 dollars per week.

How to apply for unemployment benefits?

After being dismissed by the company, call the labor bureau immediately, and the labor bureau will send a letter to your former employer to verify the situation. If the situation is true, start to accept your idea. First of all, I claimed that there was a week called waitingweek. There is no unemployment benefit this week. If your identity has not been filed with the Labor Bureau, you need them to check with the Immigration Bureau and other relevant departments before you can approve it. This usually takes two weeks. After the claim takes effect, you can start to receive unemployment benefits, valid for one year. In other words, if you find a job in this year and then lose your job, you can continue to receive it, but the total amount does not exceed 26 weeks, and the amount is subject to the amount determined in that quarter.

How to maintain the application for unemployment benefits?

During the period of applying for unemployment benefits, you must prove that you are actively looking for a job, and you need to fill in the record of your job search. You can find a suitable job in the first 13 weeks, that is, you can find a job selectively according to your major. If you haven't found a job in 13 weeks, you need to lower your requirements. As long as the salary exceeds 80% of the original salary, you must accept the job introduced by the government vocational center, otherwise the labor bureau will refuse to continue to pay unemployment benefits. Every state has a special agency to help you find a job. You need to get in touch with them, tell them your desire to find a job, and find a suitable job through various forms.

If you lose your ability to work, you can't get unemployment benefits. For example, if you get sick during unemployment, take a vacation, can't find a job and can't work normally, you won't get unemployment benefits. Pregnant women have the ability to work and cannot be treated differently. However, if they want to give birth at home and need care, they are regarded as incapable of finding a job and are not eligible for unemployment benefits.

There are still many situations that do not meet the conditions for applying for unemployment benefits and need to be consulted by the government. For example, in some states, salesmen get commissions and are not eligible to apply. Golf course partners and riders are not eligible to apply; Students who work in schools cannot apply; Students whose spouses work in the school employment plan to support tuition fees are not eligible to apply.

Unemployment benefits are not a long-term solution. Some states shortened the period of receiving allowances to 65,438+06 weeks. Compared with the economic recession, the longest benefit period is 99 weeks. Therefore, people who have been unemployed for a long time must keep evidence of their active job hunting and provide it when government departments verify their welfare qualifications.