Can rural self-built houses apply for provident fund loans?

Rural self-built houses can apply for provident fund loans. When the first floor is completed and the second floor is started, you can apply for a loan, but you must provide third-party collateral (other real estate); All the houses have been completed, and the property and land have been registered. You can apply for a loan and choose according to the actual situation.

What is the process of self-built houses in rural areas?

1. According to the provisions of China's land management law and other relevant documents, self-built houses in rural areas need to go through building procedures according to law, such as applying for homestead use right certificate and rural planning permit. The certificate of homestead use right is mainly used to prove whether villagers have the right to use homestead; The planning permit determines whether the villagers' homestead is within the planning scope of the local government.

2. When handling relevant documents, you can ask professionals to issue detailed design drawings, and then ask the construction team to build houses according to the design drawings. To build a house, you need to lay the foundation first. Before laying the foundation, it is necessary to investigate, such as the depth of groundwater level, whether there are pipelines, etc. Next, we can use excavators, pile drivers and other tools to build the foundation.

3. After the foundation of the house is laid, the construction team can build the main body of the house according to the design drawings. Such as making load-bearing columns, load-bearing beams, building walls, reinforced concrete floors, stairs and so on. After the main body of the house is built, we need to decorate the house, such as painting the external wall, installing water and electricity lines, laying tiles, installing doors and windows and so on.

After the house is built, we still need to apply to the township government for completion acceptance. The relevant departments sent people to conduct on-site inspection. After the house is accepted, a certificate of completion acceptance shall be issued. Villagers apply for real estate license with this certificate to the housing management department.

What conditions do rural residents need to apply for housing?

1, no room to live, need to build a house;

2, due to geological disasters caused by the collapse of the house or the existence of security risks, the need to move;

3. Families with many children need to live separately after they grow up and get married;

4, to the township (town), village, social proof, apply for housing households living in the house is really dangerous, need to rebuild and expand;

5, national, provincial, city and county geological disasters to avoid relocation and relocation of immigrants need to use collective land;

6, the national public welfare construction needs to relocate farmers' housing.