How to open the deposit certificate of studying abroad bank

Distribution method: go to any online outlet with my valid ID card and certificate of deposit (discount). When the trustee entrusts others to handle the deposit certificate, he must show his valid identity documents and those of the depositor.

Fees: A handling fee of RMB 20 yuan will be charged for each certificate of deposit.

Validity period: Generally speaking, the validity period of certificates of deposit is flexible (not necessarily three months). After the customer sets a time limit and issues a certificate of deposit, the bank will freeze the deposit for the same period as the validity of the certificate of deposit.

Deposit type: fixed term only.

Other matters needing attention: When the customer requests to cancel the restriction of not withdrawing money within three months, the original deposit certificate should be returned first, and then the Bank of China can cancel the restriction of not withdrawing money within three months after opening the L/C for you.

The certificate of deposit business refers to the certificate issued by the bank for depositors to prove the deposit balance at a certain point in the past or the deposit amount at a certain period, and to prove that the depositor has an unused deposit balance before a certain point in the future.

Types of certificates of deposit include:

(1) the deposit balance at a certain point before the issuance of the L/C (only yesterday and before the issuance of the L/C, not today's balance) or the deposit amount in a certain period;

(2) There is a deposit balance in our bank when the L/C is issued, and it cannot be used before a certain point in the future (no more than one year at the longest). Please apply for opening the corresponding deposit certificate according to your actual needs.

Personal deposit certificate:

1. If you need to apply for more than one deposit certificate for studying abroad, you can issue more than one deposit certificate for the same deposit, with the same contents, but the recipients can be the same or different.

2. For certificates of deposit for a certain time or period, some certificates of deposit can be issued according to customers' needs if the total amount of deposits does not exceed.

3. A handling fee ranging from RMB 65,438+00 to 20 yuan will be charged for each individual deposit certificate or early termination of payment.

Requirements for certification of visa deposits in various countries:

First, the amount of deposits needed for studying in the UK.

In principle, the deposit amount should not be less than the sum of the tuition fees of the school you study in the UK in the coming year and the living expenses in the area where the school is located. Simply put, it is the tuition and living expenses for the next year (the living expenses here refer to 9 months, that is, the living expenses during school). To be on the safe side, you can add about 5000 Jin on this basis.

The reference standard of tuition fees is subject to the notice. If you haven't received the notice, you can go to the school in official website to inquire. For the living expenses, you can refer to the living expenses standards issued by the British Immigration Bureau.

Second, the deposit requirements for studying in the United States are divided into the following three aspects.

Freezing date for studying in the United States:

When applying for a school: the freezing date of the deposit certificate depends on the requirements of different schools, most of which are before the start of school and after the visa.

When applying for a visa: the freezing date of the deposit certificate is after the visa and before the start of school.

Duration of study abroad deposit certificate in the United States:

There is no strict time limit. It is recommended that the storage period be more than 6 months. Parents' names, children's names and immediate family members' names are acceptable, but if they are immediate family members' names, it is necessary to prove the relationship between the applicant and the guarantor.

Third, the amount of Canadian study abroad deposit certificate and the freezing period.

Generally speaking, this part of the money can't be used because there is proof of funds. Therefore, students who have the necessary certificates of deposit can be frozen in two installments (of course, if the money at home is abundant and spare money is not used for other investments, one installment is enough):

The first one was saved when I was preparing to apply for a school. At this time, as long as the funds are enough to pay your tuition and living expenses for one year at school. If you apply for more than one school at the same time, you only need the highest deposit amount from the school, and then send it to each school together with the information as required.