I want to buy a house in Australia. Are there any preferential items there now?

Australian real estate has experienced a hundred years, with mature and transparent trading mechanism, effective government supervision and no capital risk. The vacancy rate is as low as 3%. In the past 50 years, the value of Australian real estate has increased steadily, doubling every 7- 10 years on average, and the growth trend is stable. It is a very good investment and financial management tool, which disperses capital risks and resists inflation.

2. Mortgage instruments:

The down payment of Australian real estate is low, and the maximum loan can reach 70-80%, so the investment risk is small and the income is large.

3. Refinancing instruments:

There is no need to sell the value-added part of Australian real estate. After being evaluated by the bank again, you can lend out the value-added part to increase your cash flow. The liquidity from money to assets and assets to money is well realized.

4. Foreign exchange investment tools:

A. Under high inflation, the absolute purchasing power of RMB declines, depreciates internally and rises and falls externally. Foreign exchange investment does have risks, but holding RMB alone is also the biggest risk. The best way to resist inflation is to hold multiple currencies, strong currencies and resource currencies such as the Australian dollar. Because Australia's resources are non-renewable, they will only become more and more expensive.

B. After buying a house in Australia, you can apply for a hedging account. If you have extra money, you can deposit it in this hedging account, and the interest is calculated on a daily basis according to the loan interest rate, and you can withdraw it at any time. Not only enjoy the high interest on demand deposits, but also offset the interest generated by loans. Simple operation, endless benefits.

5. Lever tools:

A. financial leverage. The down payment for buying a house in Australia is 10%, and 300,000-400,000 can leverage 1 10,000 assets. High income and low risk are the characteristics of Australian real estate stability.

B. Time lever. Buying a house in Australia only pays interest, not principal. With the passage of time, the rent and house price have risen, and the money owed to the bank today will be paid back with the rent after 10 years, so it is easy to invest in renting and buying a house.

6. Inheritance tools:

Australia has no property tax and inheritance tax, which is a very good carrier of wealth. China's house has no mortgage for more than 20 years, so it can only be cashed out at a low price, and it has to be rented out for decoration. In 2020, the aging population will be as high as 20%, and the demand for real estate will decrease. It is impossible to expect the government to demolish and get high compensation.

7. Overseas Education Fund:

Choosing a good area and a good real estate can realize children's free study abroad and solve the problem of self-occupation through property appreciation.

8. Pension funds:

Buying a house in Australia enjoys permanent property rights, and through the continuous benefits brought by renting a house, you can support the elderly with a house. However, due to the property rights issue, the market in China is not mature enough, and the houses over 20 years old are dilapidated, so banks generally refuse to lend money, and it is impossible to provide housing for the elderly.