Is it a fraud if the person who owes money runs away?

Debtor's escape involves the difference between private lending disputes and fraud. A key factor to distinguish private lending disputes from fraud crimes lies in whether the money obtained by the actor exists for the purpose of illegal possession. If the purpose of illegal possession is to defraud others of their money through fictional facts, it is often manifested as absconding with the money, or profligacy. Suspected of fraud, the debtor has no purpose of illegal possession, but due to objective reasons, he can't repay the loan on time, which is a civil dispute case and only bears the civil repayment responsibility.